Dmitry enters the postolenko investment world safely and money is not lost 02/19/2025, 15:16

Investment is not only a way to increase capital, but also an art that requires knowledge, strategies and patience. However, it is important to prepare correctly to invest in a competent way. He is increasingly interested in Russian investment: According to the Moscow Stock Exchange, the number of private investors with intermediaries in 2024 reached 35.1 million, and these statistics were happy. However, in the absence of investment experience, you need to remember a few important steps. Let’s look at each of them in more detail.

Step First: Understand the foundations of the investment

Before dived into the investment world, it is necessary to master the three basic principles.

• Basic analysis. Success in the stock market is impossible without understanding which factors affect the price of assets. It is the basic analysis that helps to evaluate the expectations and external risks of the company’s “financial health”. Where is information searched? For example, in the telegraph channels of large investment brokers, managers or insurance companies. As a rule, they regularly publish data about the basic business indicators of Russian companies.

• Risk and profitability. It is important to remember Investor’s Gold Rule: High profitability is always associated with high risk. Instead of chasing the maximum profit, it is smarter to simulate different scenarios and to think about your reaction in each of them. Don’t focus only on optimistic estimates – preparation for stressful situations will protect you from panic and hasty solutions.

• Diversification is our main advocate. And here the rule does not work well to store all eggs in a basket. Competent distribution of assets between different tools and industries reduces potential risks. For example, if the money market in the portfolio has too many deposits and funds, you will be at risk of overtaking inflation. And if the bet is only done on promotions and future, the probability of high losses increases. The best option is the balance between different classes of asset classes that allow you to correct market fluctuations.

Once you have dominated these three principles, you can critically evaluate the information from news and analytical sources and make more reasonable decisions.

Second Step: Investment Training

It is not necessary to have a higher financial or economic education in order to successfully invest. However, quality knowledge is the key to success. If you have spare time (for example, on the road or before bed), try to change the use of a gadget or read fiction for special publications to work. Below are three books that are rightly considered as desktops for investors.

• Reasonable investor Benjamin Graham. Time test is the value of investment Bible. Graham teaches to analyze companies, to choose underestimated assets and to avoid emotional solutions.

• “A small investment book. Simple Strategies John Bogla works ”. The founder of Vanguard Group shows how you can achieve stable results in the market with the help of simple tools and a long -term approach.

• “Investment Assessment: Any Association Evaluation Tools and Methods” Asvat Damodaran. The book is a Mast-Hev for those who want to better understand the evaluation of promotions and bonds. Damodaran clearly explains how the value of beings is formed and which metrics should be taken into consideration when deciding.

Step Third Step: We are looking for relevant information for investors

Knowledge is a fundamental presence of a modern investor. The financial world changes in every second, so it is particularly important to follow the latest news and events. Here are two sources to help stay with this.

• Smart-lab.ru. Russian investment portal that collects the views of traders, analytical articles, quotes and forums. Here you can find new ideas for both companies’ basic analysis and transactions.

• Investing.com’s Russian -speaking version is an international resource with a wide set of vehicles for investors: news, analytical, graphics, technical analysis and economic calendars.

In addition, it is appropriate to monitor existing macroeconomic analytics, for example in telegraph channels. MMI is perfect as Truecon and “hard numbers .. Many financial experts also perform video blogs and podcasts where they are divided into relevant news and dismantling market trends. It is better to prefer high reputation to proven resources.

However, the main recommendation is to make conscious investment! The securities market requires not only knowledge, but also patience. The main thing is not to chase the fast profit, but to create a strategy for long -term perspective. Use proven information sources, update your information regularly and don’t be afraid to ask professionals. If you behave systematically, patience and disciplined, the way of financial independence will be real. If there is not enough time and patience for independent investment, trust professionals. Today, there are various tools for investors, including Investment Revenue Insurance Programs and Lifetime Life Insurance Programs (DSG). Within the framework of such programs, there are strategies with different risk levels.