Anastasia Mironova rent to old age: Who can live in the city? 04/17/2025, 08:00

The clouds thickens around the mortgage. No, although it was probably hit Thunder? Pay 2-3 times more than the average salary in the region. They started talking about an alternative. What is an alternative to a mortgage? To be honest, I thought naked in the cold. Or remove the corners. How did you live when there was no mortgage? They lived four generations in the same apartment. They lived in hostels and joint services. They even shot a bed bear even before. And two or three families with the kings that had been going on for a long time were drawn: the factory had a hostel in the corner, rented for the same bunk shift, but he had to get up in the morning and return from the night shift. And to shift ourselves. The whole family. There were a few things. They came back in the evening – changeable tenants were already going.

In short, it is more or less known how they live without mortgage. Expectations, of course scary. But they found an alternative in the state of Duma! Rent offer! Pravorotnev recently called for the residents of the country to continue to rent! Unfortunately, without specifying, what will be much cheaper than a mortgage with the rent: Why will the owner pay 150 thousand per month to rent a forty apartment for a mortgage? After all, you must buy something unnecessary to pass something unnecessary. And where many stupids are bought, if the mortgage is expensive, people do not have money and keep a more profitable deposit than saving and renting money? There are several empty apartments: almost everything possible has already been delivered. The last 15 years spoke regularly about the need to create a municipal and federal rental fund so -Federal rental houses. But nothing seems to be built.

Now, if a series of bankruptcies between developers go and people certainly cannot cope with the purchase of housing, the state can buy new buildings that can be rented later. True, if he does that, then from the desire to save developers, not people. And he will buy the market price to determine the costs for the population. It is unlikely that the apartments in such houses will be radically cheaper than mortgages. In addition, if the state deposits a lot of money at a time for the purchase of new buildings, this will certainly affect the quality of our lives: money will not be enough somewhere.

The answer to the question of where to get the money was recently proposed by the President of the Russians: the politician also called on to take care of renting inhabitants and said that a preferential fee should be provided for families with children. At the expense, I did not specify. If the owners force them to discount, they usually stop renting housing. Already, most of the apartments with children will not rent and the reason is not afraid that children will be painted by the walls: tenants were allowed to prescribe children in the housing on their real residence. Then it is impossible to evacuate them. The only ghost protection against children is the article in the rental agreement regarding the ban on the existence of children in the apartment. And then the suspect: with a proven fact that a long -term lease agreement has proven, an adult employer can register to the apartment through the court and save the child instead of residence. And if the owner is to write the owner after the termination of the contract, the children can only be removed from the registration through the court.

This does not mention that the owners are panicked, that tenants with children do not tell them not to stop paying or release them. Especially – many children. Today, the owner of the housing is not protected from the abuse of families with children, because they are shocked. People are afraid to rent a circle. They don’t have money for a mortgage. It is directly contrary to demographic policy.

But there is nothing to do: there is no money for rent, but we are still approaching the European standards where housing ownership is rare. Until recently, we made fun of it, and our satirists joke about the “Bloodless” Europeans from the stage: they say that all their lives are blocked in the corners. Only at first glance, the new reality seems foggy to us, because since we do not have a rich rental fund, there were no ugly hosts of state companies, nor the private hosts in Europe, while in the meantime, private hosts in Europe: merchants and industrialists had houses in cities and houses more than homes and neighborhoods.

Don’t hope for the fog, the time of the owners is gone. Today, we can say that the process of creating urban housing owners is completed, then these apartments will be hereditary. In general, the process has already ended because the houses in the newly built ants near Moscow or St. Petersburg are not considered the capital, because its owners do not use Capitals’ medicine and socialist business. In suburbs, there is still a good transportation communication with Moscow and St. In St. Petersburg, there are skirts where there is no job for residents due to transportation problems. If we follow the Western road and go to them, then renting with a mortgage will soon be equal to payments, because rent prices increase with a mortgage increase. Life competition in cities will harden and the housing will become unbearable. An example of Germany or France is still tolerant: a significant portion of the town people outside the capital can still provide a separate housing, but renting a room in Berlin is already common. But I think with our prices in Capitals, we will be more likely in London, where a significant percentage of citizens lived in a room in a room. After the student, we do not understand which roommates and neighbors in the apartment. There is norm. Not only themselves, but also a separate housing choice in Metropolis. In the center of the cities, only those who are very rich or out of the lining, that is, young, childless, will live in the center of cities. Workers from the center will disappear like wipers. These people will grow at prices, because salaries will contain a high rent for the road to the city center and back or for their residences. In the center of London, Brussels are more dirty than Berlin skirts: the doormors are not appropriate to live there.

These are expectations. Those who will be inherited or do not need labor migration. People with precarariat and widespread professions/competences will rent: and you can always break in search of work because they cannot afford to have. In Europe, many hosts are perceived as a factor in low labor mobility. We have. People depend on their apartments. By the way, the same problem in the states. A housing ownership institution has been developed in America. Advanced mortgage. Economists often call the guilty of the low industrial competitiveness of the states compared to China and even Brazil as a mortgage.

Uneducated people who need simple work are in the United States, but it is traditional to get mortgages there among the workers. Banks eat the future of depressive industrial regions: for example, ore development has ended, the hardworking would be moved to other regions of the work, but no one needs a mortgage house: somehow it is unemployed. And if he’s already paid, then the house is sitting.

Many people protect their housing in old oil and gas: deposits are exhausted or people have been replaced with automation and sit down, they do not leave – hold their own real estates. All these people have been removed from the economy and, on the contrary, led to unnecessary expenses: villages and depressed empty towns should be kept there, electricity, schools, clinics and social protection need to be provided. Everyone would be better if people could leave the residence and move to the place where there was work and expectations.

Rent is good. However, if only rent is available, if it can be predicted for years in advance and a tenant whisper does not deal with a small owner, not a state or a large host. Otherwise, this is not a mortgage, not problems and squeezing extra people from the cities.

The author expresses a personal view that may not coincide with the position of the editors.