Idealista, a well-known real estate portal, recently unveiled a tenant verification certificate designed to reassure landlords about a renter’s reliability. For anyone looking to rent, this kind of documentation can be a real advantage. Landlords often ask for proof of a tenant’s ability to pay on time and their overall debt status. A certificate that clearly confirms timely payments and a debt-free profile can help a candidate stand out in a competitive rental market.
What is a non-delinquent tenant certificate?
The certificate demonstrates that the tenant does not owe money to the landlord and explains the scope of any existing debts. It can be issued in relation to the applicant’s income, and it represents one of the most thorough certifications available. By drawing on multiple databases, it provides a robust basis for a rental application letter, giving landlords a clear picture that the tenant is not tied to listed debts.
The certificate compiles data from five databases and indicates to the landlord that the tenant has no involvement in the following areas:
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BDMI: Debt Tenant Database of the Idealista group
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RIJ: Judicial Debt Register
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Icy: Defaults recorded with banks, telecom providers, and other entities
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Insurance files
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Records related to terrorism and money laundering
These are all deductions for renters in 2022-2023 Income.
How can a delinquent tenant certificate be requested?
The process requires only the applicant’s full name and a clear photo of the ID document. Including monthly income is optional but recommended, as it helps illustrate the rent capacity reflected on the certificate and makes the candidate more noticeable in a crowded pool.
Within about 12 hours after the documents are uploaded, a comprehensive report is generated, pulling data from all referenced databases to form a complete overview.
News on rental assistance in the Valencian Community for 2023
The resulting report can be printed, emailed, or displayed from any device to homeowners and real estate agents for properties of interest. The delinquent tenant certificate can give applicants a distinct edge by showing clear interest in the rental and presenting the most complete verification available. [Attribution: Idealista press release or product page, 2023–2024 update]