Real estate portal Idealista recently announced a new, default-free tenant certificate designed to reassure landlords and strengthen a renter’s candidacy. When hunting for an apartment to rent, applicants should expect to provide several details about themselves, and a strong, well-presented report can significantly improve the odds of securing a lease in a competitive market. A clear picture of financial reliability helps landlords see that a prospective tenant can cover monthly rent and maintains good standing financially.
What is a non-delinquent tenant certificate?
This document proves you owe no debt to the landlord and clarifies any outstanding balances. It reflects income and can be obtained to demonstrate reliability. It is crafted to be the most comprehensive certification in the market, drawing on multiple databases to offer a thorough view of a renter’s financial behavior and history. In many cases, it serves as an optimal cover letter, presenting the tenant in the best possible light for landlords.
This certificate consolidates data from five major databases to confirm that the renter is not listed for any financial delinquencies. It provides a robust snapshot that landlords rely on during the screening process.
- BDMI: Debt records for tenants maintained by the Idealist group
- RIJ: Judicial Debt Registry
- Icy: Records of default with banks, telecom providers, and other institutions
- Insurance files
- Lists related to terrorism and money laundering controls
These are all deductions for renters in 2022-2023 Income.
This section summarizes typical deductions and credits renters might claim or encounter in the cited period, reflecting common financial considerations that can influence a tenant’s overall profile.
How can I request a delinquent tenant certificate?
To request the certificate, the renter provides their name and a photo of their ID. Adding monthly income is optional but highly recommended, as it helps illustrate affordability and can make the rental offer stand out amid competition.
Within approximately 12 hours after the documentation is uploaded, the report is generated, compiling information from the referenced databases into a complete, easy-to-read summary.
News on rental assistance in the Valencian Community for 2023
A user can print, email, or display the report on any device when presenting it to landlords or real estate agents for properties of interest. The report can be shared in a few moments, enabling applicants to demonstrate serious intent and readiness to proceed with a rental agreement.
This certificate empowers renters by conveying genuine intent and financial responsibility, helping to move the rental process forward for both landlords and agents. It stands as a thorough, market-leading document that supports a strong rental candidacy.