A digital real estate platform recently unveiled a non-paying tenant certificate designed to demonstrate to landlords that a tenant is responsible. When someone applies to rent an apartment, landlords often request personal information. In a market that moves quickly, the strongest advantage comes from showing the ability to pay monthly rent and proving there are no outstanding debts.
What is a non-delinquent tenant certificate?
This certificate is a document that confirms there are no outstanding debts with the landlord and explains the extent of any debt related to rent. It is issued based on the tenant’s income. It stands as one of the most comprehensive certifications available, cross-referencing more databases than other standard reports and helping the applicant present a compelling rental profile.
The certificate integrates information from five databases and indicates to the homeowner that the applicant is not listed in any of them:
- BDMI: Debt Tenants Database of the platform group
- RIJ: Judicial Debt Register
- Icy: Defaults reported by banks, telecoms, and other entities
- insurance files
- Records related to terrorism and money laundering
How can a delinquency-free tenant certificate be requested?
The process is straightforward. The applicant provides their full name and a photo of their ID. Optional income information can be included to reflect a higher rental capacity, which can help the applicant stand out among other candidates.
Within hours of submitting the required documents, a complete report is generated, consolidating information from all referenced databases.
You can print, email, or display the report from any device to landlords or real estate agents handling properties of interest.
This certificate offers a meaningful way to differentiate a rental application. By presenting a delinquency-free tenant certificate, the applicant signals active interest in renting the home, potentially accelerating the decision process for landlords or agents and providing the most exhaustive certification available on the market.
The certificate is a practical tool for tenants who want to streamline their rental journey, providing clear evidence of financial responsibility and a comprehensive snapshot of the applicant’s standing across multiple data sources.