Economist Mikhail Belyaev predicted that a possible decrease in mortgage rates in 2024 would fall to 10 percent. He said this in a meeting with him. “Lentoy.ru”.
As the expert said, it depends on what the Central Bank’s interest rate will be. According to him, the Central Bank is quite insistent on pursuing a tight monetary policy, so there is a threat that in the near future the key interest rate will only “increase or at least remain the same, although it is already unthinkably high.” .”
Belyaev pointed out that even if an appropriate decision is taken, a sharp decrease in the interest rate poses a danger because it can have a shock effect on the economy. According to him, the Central Bank can only handle a gradual reduction of 1 percent.
He noted that lowering the interest rate to 10 percent was good, but that was still too high for a mortgage. At the same time, apartment prices will remain at their current level and those who rely on mortgages will continue to be deprived of this opportunity.
Before reportedThat a special territorial mortgage can be introduced in Russia.
Previously at the Central Bank said on the future of concessional mortgages.