The regions where internet loans are most in demand have been announced 11:08

The highest demand for online loans among Russians was recorded in Siberia, the Far North and the Far East. For example, residents of Yakutia apply for online loans 2.97 times more often than the national average. These statistics were provided to socialbites.ca by the microfinance company Zaimer.

Altai residents are 2.88 times more likely to get a loan online than the Russian average; In Tyva it is 2.53 times more frequent, in the Yamalo-Nenets Autonomous Okrug it is 2.28 times more frequent.

The company announced that residents of the Caucasian republics (Dagestan, Ingushetia, Kabardino-Balkaria), Moscow and the Belgorod region apply for online loans the least.

“In northern and eastern regions with harsh climates and low urbanization rates, online loans are a tool for public financial inclusion. This is now a common way to solve the problem of urgent replenishment of the budget, the company’s analysts noted.

IFC explained that the low demand in the Caucasian republics can be explained by several factors: a special mentality regarding borrowed funds and preference for cash as the main means of payment. Analysts said Muscovites apparently applied for loans relatively rarely, despite the increased level of spending by capital, in an environment of rising incomes.

In November 2023, the company evaluated the relationship between the volume of loans issued in the constituent entities of the Russian Federation for 9 months of 2023 and the population in them. Based on the results, the company found out how much more often and less often residents of a particular area took out loans than the national average.

Previously “socialbites.ca” saidThat’s what Russians get microloans for.



Source: Gazeta

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