The overwhelming majority of Russians (70%) supported a self-ban on loans and microloans. In this respect he is writing The Izvestia newspaper cites a survey of the alternative online lending service Moneyman.
According to the company, 31 percent of Russians openly support a self-ban on loans. Another 39% answered “more yes than no.” Accordingly, 70 percent of the participants have a positive view of the initiative.
However, 77% of respondents believe that self-prohibition of loans alone is not enough to successfully combat the illegal processing of loans and debits. According to approximately 25% of respondents, the problem will be completely solved thanks to the new measure.
Moneyman conducted a survey among 1,500 people across Russia in September this year.
A bill on the right of Russian citizens to self-prohibit the issuance of loans was submitted to the State Duma on April 20, 2023 by a group of deputies led by Anatoly Aksakov, chairman of the financial market committee. The lawmaker said the bill’s aim is to “prevent the practice of fraudulently obtaining loans by third parties” through the illegal use of personal data and social engineering methods. If the law is adopted, a citizen will be able to submit a corresponding application to the credit history bureau with a request to impose a ban on lending and check the existence of this ban. You can apply through the government services portal. Self-exclusion can be canceled if desired.
Previously reportedIt was stated that the ban on the work of collectors in Russia may lead to an increase in loan interest rates.
Source: Gazeta
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