Approximately 20% of OSAGO policies sold in Russia are fake. Semyon Kravchenko, an auto forensic expert at the Roskachestvo Financial Expertise Center, told socialbites.ca. If your vehicle was hit by the owner of a fake insurance policy, you can get compensation through the court.
“In the event of an accident, the insurance company will refuse to pay compensation to the victim, but may go to court to compensate the person responsible for the accident for the cost of repairing the car. After the trial, the defendant will receive compensation for repair costs both voluntarily (if the criminal is ready to repay everything) and compulsory,” Kravchenko said.
According to the expert, there are several ways to protect yourself from buying a fake MTPL policy. First you need to use the website of the Russian Association of Automobile Insurers, where you need to check the insurance policy number, its status, the originality and correctness of the specified data. The portal also has a calculator where you can find out the policy price.
Additionally, when purchasing a policy through an insurance agency, you should check the employee’s information by going to the insurance company’s website. Kravchenko noted that if there is no data, it is most likely a scammer. Also, when finalizing and paying for a policy online, you should make sure where the money is transferred and for what. The SMS code should mention the payment, not the transfer.
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Source: Gazeta
Anika Rood is an author at “Social Bites”. She is an automobile enthusiast who writes about the latest developments and news in the automobile industry. With a deep understanding of the latest technologies and a passion for writing, Anika provides insightful and engaging articles that keep her readers informed and up-to-date on the latest happenings in the world of automobiles.