According to the Russian Union of Motorcycle Insurers and the Ministry of Internal Affairs, progress on the road monitoring project for OSAGO policy availability has reached a high reliability level. The system performance has been described as nearly perfect, approaching four nines reliability, a benchmark that specialists equate with exceptionally low failure rates. Improvements to the AIS OSAGO database have driven the error rate down to a minimum, strengthening the integrity of policy verification across the network of road cameras.
With technical readiness on track, attention now shifts to the legal and organizational dimensions of the program. Questions remain about enforcement specifics, such as how often a driver may be fined for lacking OSAGO when cameras detect repeated violations within a single day. Debates continue over whether penalties should resemble a one-time consequence for ongoing infractions or be assessed as a daily limit, regardless of repeat detections in the same period.
The authorities emphasize that this stream of work requires coordination among multiple stakeholders. The Bank of Russia and the Ministry of Internal Affairs will oversee a forthcoming working group charged with resolving these policy details and ensuring that the system operates in a fair and consistent manner across regions.
RSA statistics indicate that roughly one in ten drivers currently operates a vehicle without OSAGO coverage. The deployment of video surveillance makes it feasible to significantly reduce this share. A higher rate of insured drivers will protect the interests of accident victims and promote safer, more responsible participation in traffic. There remains a concern about the potential exposure from drivers who do not carry insurance, underscoring the importance of reliable policy verification for all road users.
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Source: PCA