Five years of ownership for the Lada Niva Legend, often priced as the most affordable new SUV in Russia, translates into a total ownership expense close to one million rubles, according to Auto Price analysts who model the long run for typical buyers. The practical cost of driving this model is calculated at about 90 kopecks per kilometer for the whole five year period, starting from the moment of purchase and continuing through regular use. This translates into a predictable but significant monthly commitment for a driver who sticks to standard patterns of use and keeps the vehicle in regular service. Over a month, the outlay tends to hover around sixteen and a half thousand rubles, a figure that accumulates steadily as the years pass and the mileage grows. The five year horizon tests the limits of affordability for many families, especially when the distance covered crosses the hundred thousand kilometer mark. The scenario assumes the car operates primarily within Moscow and the surrounding region, with the driver profile set at a mid career point: someone around thirty five years old who has roughly ten years of driving experience. Analysts emphasize that the profile matters because age and experience can influence fuel efficiency, maintenance needs, and the frequency of stop-and-go trips that take a toll on wear and tear. In this five year frame, fuel expenses alone are projected to reach about six hundred forty one thousand rubles, reflecting the fuel economy of the 83-horsepower 1.7-liter engine paired with a manual transmission in three door configuration. Maintenance costs are estimated around one hundred fifty five thousand rubles, a number that covers routine service visits, part replacements, and inspections necessary to keep a budget-friendly SUV reliable. Winter tires, a seasonal but essential expense in many regions, would total roughly twenty five thousand rubles across the period, accounting for tire depreciation and seasonal swaps.
Further line items include compulsory and protective coverages. OSAGO, the basic compulsory motor insurance, is forecast at about forty six thousand rubles, while comprehensive insurance is projected at one hundred nineteen thousand rubles, offering broader protection against damage, theft, and liability. Additionally, owning a vehicle incurs a transport tax of around five thousand rubles during this five year span. The calculated purchase price of the new Lada Niva Legend stands at around eight hundred nineteen thousand rubles for a three-door version equipped with the 83 horsepower engine and a manual gearbox. This baseline price forms the anchor for the entire financial outlook, and the ongoing costs described above sit on top of that initial investment. The summary underscores how a budget minded buyer can still anticipate meaningful ownership costs even with the most affordable new SUV options in the market. Prospective buyers should weigh the five year cost profile against their own driving habits, regional fuel prices, maintenance resources, and possible changes in insurance premiums, ensuring that the total cost of ownership aligns with long term financial plans. It is also worth noting how changes in policy or regional road taxes could alter these figures slightly, as could shifts in mileage, frequency of long trips, and the availability of spare parts. Ultimately, the five year cost framework provides a practical lens through which to evaluate whether the upfront appeal of a low sticker price is matched by a sustainable cost structure over time. Formerly a simplified look at the Lada Granta’s cost was offered by auto experts, highlighting how different models in the same brand family can present varying total cost of ownership scenarios over similar timespans.