As an illustration, the Chery Tiggo 4 was chosen, a model currently priced at 1.7 million rubles. In the configuration featuring a 1.5 liter engine delivering 113 horsepower and a manual transmission, Auto Price’s experts calculated that 1 kilometer of this crossover costs 8 rubles 50 kopecks. That means about 14 thousand rubles each month, and over a five-year period the total comes to 847.3 thousand rubles.
The plan assumes a five-year mileage of 100 thousand kilometers with the vehicle operated in Moscow and the surrounding region. The driver is 35 years old with a decade of driving experience. This setup provides a concrete framework to analyze long-term ownership costs and financial impact.
Out of the 847.3 thousand rubles in total expenses, 442,680 rubles are allocated to fuel, representing 52 percent of the overall costs. Hull insurance stands out as another major expense at 180,841 rubles, which accounts for 21 percent. Maintenance expenditures reach 115,968 rubles, or 14 percent of the total. OSAGO costs amount to 50,566 rubles (6%), winter tires require 43,120 rubles (5%), and the transport tax for the period is 14,125 rubles (2%). This breakdown highlights how fuel and insurance dominate the five-year budget, while other recurring costs contribute a smaller, but still notable, share.
For a version with a two-liter engine, the total is higher. In five years, the owner would spend a bit more than 1 million rubles, reflecting the increased fuel consumption and related maintenance as well as insurance adjustments associated with the more powerful drivetrain. The comparison underscores how engine size influences long-term ownership costs and overall financial planning for a compact SUV in urban and regional use.