The cosmonautics day reminds me not only a symbol of unlimited possibilities, but also the importance of strategic planning and prediction. Space tasks have required careful preparation and calculation for decades and require a conscious approach and systematic investment to ensure long -term financial security.
Yuri Gagarin said: “Life shows that the area will not dominate by any superman, but by the simplest people.” This expression can be applied according to investments. Investments are not for selecting, but for everyone! Today, concern for the future of being financial good is not only a desired option, but also a necessity. In this regard, carelessness can lead to certain consequences in adulthood, in which the possibilities of active earnings can be limited.
One of the main aspects of long -term financial security is the creation of a reliable passive income source. Securities, shares and bonds, precious metals and so on. Investments allow not only to save, but also to increase the existing capital and provide a stable fund flow in the future. In order to minimize possible losses, it is important to consider risks and diversify the investment portfolio.
Before investing, it is important to determine that you are ready for risk and which budget you are ready to direct, and also understand what the final goal of your investment is. Once you decide to invest yourself, some factors are worth thinking about.
External conjuncture. In order to determine the sector of the economy, which is not worth making value or investment, it is important to analyze the overall situation – a number of external conditions that determine the dynamics of the prices of goods and services.
Macroeconomics. Evaluating the macroeconomic situation is the next step after the analysis of the external situation to determine the most interesting industry of a particular country’s economy to invest at a certain time.
Geopolitics. In recent years, this factor has played a very important role for Russia and the whole world. For a number of companies, changes in this vessel often play a decisive role for business development and predictable future growth and development ability.
Market evaluation of the value of companies. Existing evaluation is very important in selecting companies. You can evaluate the cost of the company using market multipliers. The easiest and most popular one is an indication of the ratio of the company’s current capital to the profit.
DCF (discounted cash flow) model. This is a more complex evaluation method. It determines the real value of the company by estimating the cost of future cash flows, taking into account the discount factor. Discount is an assessment of the future money currently given. Using this analysis, the investor will understand how interesting the current price is for purchasing.
Currently, the long protection of the key ratio by the regulator, 2028 Russia’s dollar bonds (Ru000a10a869), Uzun 26248 (Ru000a108eh4) and polar gold, T-technology, Yandex.
For those who are not yet ready to invest on their own, there are financial tools such as life insurance programs with an investment component or life insurance program (DSG). Such programs have an advantage in relation to the presence of insurance protection – the usual purchase of securities.
After making an investment decision, you must determine your own risk. Filling the strategy will depend on it. Historically, investments in the vehicles of the money market and bonds are considered to be more protected and more profitable, and at the same time more risky investments in action.
Investment horizon is also important. It is impossible to conquer and examine cosmos in a short time, and it is now impossible to obtain from investments. Speculation is threatened by losses in the stock market. It is better to choose investments on the horizon between three and five years.
And finally, determine the amount you are ready to send to investments. On average, it is recommended that you send 10-15% of the monthly income.
Source: Gazeta
Dolores Johnson is a voice of reason at “Social Bites”. As an opinion writer, she provides her readers with insightful commentary on the most pressing issues of the day. With her well-informed perspectives and clear writing style, Dolores helps readers navigate the complex world of news and politics, providing a balanced and thoughtful view on the most important topics of the moment.