Understanding the Maternity and Child Pension Supplements in Social Security

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This pension topic has grown into a crucial income source for many households in recent years. People may not realize that there is an extra payment designed to reduce gender gaps in pensions, especially for those with children. This article explains how an added pension supplement works, how it is funded under Social Security General Law, and what rules govern Article 60, Law No. 48/2015.

Tell me where you live in Alicante and I’ll tell you how much pension you get.

Who can apply for a child pension supplement?

The child pension supplement is coordinated with other retirement elements such as permanent disability and widowhood, and can apply to early or standard retirement. In some cases, a partial retirement may also be eligible under the scheme.

This is the amount you can claim to delay retirement age.

The maternity supplement for retirement is primarily aimed at women who experience childbirth during their working life. It is a supplementary pension amount that cannot be claimed by both parents at the same time.

Three out of ten Alicante retirees earn less than 650 euros per month

While women are more often affected by childbirth during employment, men can also receive this extra pension if their career has been reduced by parenting responsibilities.

Pensioners left without a pension “paguilla” in January 2023

If neither parent has reduced working time or contributions due to childrearing, the maternity supplement generally goes to the mother. In the case of two mothers, the retirement supplement is applied to the parent with the lower pension.

Who will not be able to retire before the age of 66?

How much is the maternity supplement for the pension?

The child supplement adds a fixed annual amount per child for 2023, up to four children. This equates to a monthly increase of about 28 euros per child, which means a family with four children could see up to 1,568 euros per year. The supplement is paid across 14 payments each year.

Additionally, this supplement may be adjusted on a case-by-case basis as pensions are updated.

Did you have to serve in the military? These are the benefits you can have in your early retirement.

Conditions for receiving the maternity pension supplement

Beyond having children, applicants must meet several requirements to receive the retirement supplement. These include the following rules:

  1. Be covered by any Social Security plan and claim a pension other than partial retirement. The supplement is paid in addition to any voluntary early retirement, permanent disability, or survivor benefits.

  2. Additional payments that can be recognized under any Social Security program will not stack with each other; the supplement is paid in the regime where the contributing pension is most burdensome.

  3. Children born alive or adopted must be registered in the civil registry.

This is the new tax you have to pay this year.

Supplement for children in retirement: in what cases can men request it?

To claim the retirement supplement for having children, men must meet certain conditions, including the following:

  • Not receiving a survivor’s pension due to the death of the other parent if there is an orphan’s pension entitlement.

  • Receiving a retirement or permanent disability pension with a prolonged interruption in the professional career due to birth or adoption, under conditions related to contributions.

  • A judicial decision on birth or adoption made by December 31, 1994, with contribution days and pension totals explained in the ruling; cases after that date follow updated rules tied to contribution bases.

  • For births or adoptions after January 1, 1995, the contribution base sums must align with the period following the decision, reflecting changes in the contribution calculation.

How to claim a new benefit of 100 euros per child from Social Security?

What requirements must a woman meet to receive maternity supplement?

Women seeking the retirement supplement must have a valid Social Security contribution record. If a father’s career is affected by the birth, the pension amount recognized may be lower for the father in certain cases.

PENSION 2023 | How can you collect the maternity supplement from your pension?

In which cases is the maternity supplement not deducted from the pension?

The maternity supplement carries several restrictions. The right to the supplement may not be granted to a parent who has certain disqualifications or has faced legal or disciplinary penalties as defined by social security rules.

If you haven’t returned the income statement yet, the Treasury has to pay you interest.

Duration of retirement maternity supplement

The new economic supplement exists to reduce the gender gap in supplementary pensions, with a timeframe tied to policy goals and annual adjustments.

What is a premium pension?

What should I do to claim the alimony supplement?

The maternity pension supplement is processed through Social Security alongside the pension application.

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