The focus has shifted toward people who are unemployed or receiving subsidies. After Parliament rejected Podemos, Royal Decree 7/2023 on unemployment benefits brought renewed uncertainty. On December 19, the Council of Ministers approved the reform, stating that its goals included reductions for workers and a provision affecting people aged 52 and over.
Many readers are asking what this reform will mean in practice, especially for those aged 52 and older who rely on unemployment support.
Subsidy for people over 52: how much is charged?
The debate intensified during the reform led by Labor Minister Yolanda Díaz. The benefit amount increased as the portion of unemployment support tied to the Public Income Indicator was raised. For individuals aged 52 and above who have preserved 80 percent of the indicator, the monthly payment has hovered around 480 euros.
Since the Public Income Indicator is updated each year, the exact figure depends on the 2024 General Government Budgets, so the amount may rise if this index changes. The following explanation provides clarity on how the calculation works.
Because of these dynamics, the payment to beneficiaries aged 52 and older does not change with the repeal of the old rule.
It remains true that the period during which aid can be received stays the same under the new decree. The subsidy for citizens aged 52 and over can be claimed continuously until a job is found or retirement age is reached.
Subsidy for over 52s: changes to accessing aid
The reform also updated eligibility rules. Previously, only income not exceeding 75 percent of the minimum interprofessional wage was considered. The new rules allow households with family responsibilities and total income that does not surpass this limit to access support.
Subsidy for people over 52: changes in contribution bases
Additionally, the reform proposed phasing down the retirement contribution base for new beneficiaries starting June 1, 2024, lowering it from 125 percent to 105 percent of the General Social Security Regime minimum base by 2027. The gradual reductions are outlined as follows:
- During 2024, the contribution base equals 120 percent of the General Social Security minimum base.
- During 2025, it equals 115 percent of the minimum base.
- During 2026, it equals 110 percent of the minimum base.
- During 2027, it equals 105 percent of the minimum base.
These adjustments were designed to align contributions with evolving policy and economic conditions.
Subsidy for over 52s: changes to accessing aid
Finally, the reform ensures that beneficiaries aged 52 and older can qualify for the subsidy for a maximum of 180 days, but with a lower economic contribution than the full subsidy. This measure enables recipients to take up employment, including part-time work, without losing eligibility for subsidies.
Details and official notes point to the decree and accompanying government statements. Readers are advised to consult the published text for precise thresholds and dates. Attribution: governmental decree documents and parliamentary summaries referenced in the reform materials.