Within the framework of AIDS and Social Security pensions, an issue draws attention: the orphan’s pension for people over 45. Contrary to common belief, this help is not reserved for minors. Curious if you can claim it? Read on to understand everything about the orphan pension provided by Social Security and how it could apply to you.
How much is the social security orphan’s pension?
Social Security designed this support mainly for children under 21 who have lost at least one parent. In some cases, such as education, the age limit can extend up to 25. But there is more. If you are over 45, you can still benefit from this assistance, and here is how the orphan pension works in practice.
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Why is this benefit offered to people over 45?
There are many circumstances that prompt support. Some adults care for aging relatives, balancing work life with caregiving. Social Security provides special support when a dependent family member dies, so the orphan’s pension is not limited to young students or people with a disability. It can also assist adults who have sacrificed for their loved ones.
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General conditions for orphan’s pension
For individuals under 45, Social Security outlines the following requirements to collect the orphan’s pension:
- Having children of the deceased and his or her spouse, with a formal union of at least two years before death.
- Being financially dependent on the deceased person.
- Not exceeding the age of 21 unless unemployed or having a permanent or serious disability.
- In case of simple orphanhood, this limit extends to 25 years and remains the same if the beneficiary is studying.
Orphan’s pension: special conditions for people over 45
If you are over 45 and wonder how the orphan pension can help you, pay attention to the following:
- You must have lived with the deceased for at least two years before their death.
- You must not be able to access another pension.
- Your income cannot exceed the Minimum Interprofessional Wage, currently set around USD 1,200 depending on the region.
How much can you get for orphan’s pension?
Social Security determines that the orphan pension corresponds to a portion of the beneficiary’s regulatory base. In numbers, that means a monthly amount in the range of a few hundred dollars, with higher figures possible for absolute orphanhood depending on circumstances.
Regardless of age, Social Security offers a variety of scenarios designed to provide support for those in need of orphanhood assistance. If you are over 45 and have put your career on hold to care for a loved one, this information matters. Stand up for your rights and learn more about orphan’s pension today.