The negotiation between the state and banks is shaping a plan designed to aid mortgage borrowers in distress. The trajectory of Euribor volatility has accelerated concerns, and the administration aims to finalize a framework in the near term. The Ministry of Economy has signaled an approach that would extend the maturity and reduce shortfalls in scheduled payments for middle class homeowners facing hardship. This aligns with disclosures from multiple financial outlets within the Prensa Ibérica group, including El Periódico. The strongest interventions, such as capping interest rates, partial debt forgiveness, and setting a schedule for property sales to settle loans, remain reserved for the most vulnerable families, a policy stance maintained since 2012. The overall objective is to ease the financial burden on struggling households while preserving debt repayment discipline and financial stability across the country.
