With a surprising twist in the last episode of laSexta Xplica, economist Gonzalo Bernardos stunned viewers and presenter Verónica Sanz unconventional advice for those who struggle increase in mortgages. This advice, which may seem extreme, reflects the growing tensions in the country. real estate market The suffering of citizens like Spaniards and José Luis Herrero, who saw his mortgage payments rise by 1,000 euros in a year.
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Herrero’s experience is not unique as many Spaniards face a significant increase in their mortgages, putting their financial stability at risk. This scenario has led to a search for unconventional solutions and bold strategies.
Expert’s trick on the increase in mortgage loans: unusual advice
Bernardos suggested a risky tactic: “Threatens to stop paying”. This proposal caused immediate uproar, initially being interpreted as encouraging fiscal irresponsibility. However, the economist clarified his position, stating that this is not about encouraging default, but rather about using the threat of non-payment as a negotiation strategy with banks.
How does this tactic work in mortgage negotiations?
The logic behind Bernardos’ advice is bank. If a customer stops paying their mortgage, problem for him bank. But if the customer shows willingness to pay and encounters real difficulties, the problem remains with the customer. Then, A. threatening Lack of reliable payments can be an effective tool to convince banks Consideration of more appropriate restructuring of mortgages.
Bernardos’ advice highlights the complex circumstances in which many Spaniards face their lives. mortgages. In a market where prices and interest rates fluctuate, citizens are desperately looking for solutions to keep their homes afloat without being dragged into bankruptcy.
Bernardos’ proposal gave rise to a wide range of opinions. While some see this as a valid strategy in desperate times, others see it as an unethical and risky approach.
Bernardos’ advice on mortgages is undoubtedly controversial and highlights the increasing desperation of many homeowners. household. But it also raises important questions about business practices and ethics in financial management. Is this tactic a valid approach for those struggling with rising mortgages, or is it a dangerous path that could make things worse? The truth is that in such a volatile real estate market, the answers are not always clear-cut and solutions may require thinking outside the box.