What is the difference between premium-contributed and non-contributory retirement?

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According to that Ministry of Participation, Social Security and Migrations, dedicates a section on the website pension without premium These are “economic benefits granted to citizens living in the country”. need situation Protectable are those who have contributed nothing or who do not have sufficient resources to support themselves on legally established terms, even if they have had them long enough to reach the required level. contribution level benefits».

Well, non-contributory retirement Are these benefits aimed at people in a particular situation? economic need if there is one disability or if They have not contributed to Social Security for the required minimum number of years.

Non-contributory retirement can be divided into two branches Depending on the sensitive group they are targeted for:

Non-contributory disability pension

non-contributory retirement disability Its aim is to ensure that all disabled and needy citizens benefit from financial aid, free medical and pharmaceutical aid and complementary social services, even if they have not received a contribution or have not contributed sufficiently to qualify for a contribution. pension..

For Access this non-contributory pension The following requirements must be met:

  • Be a Spanish citizen or legal resident of Spain

  • Being eighteen years of age or older and less than sixty-five.

  • Count annual income or income is less than EUR 6,784.54 in 2023. If you live with family members (spouse or second-degree blood relatives), the income of the cohabiting unit must not exceed EUR 11,533.72 per year. 2 of those living together; 16,282.90 Euros in case of 3 people living together and 21,032.08 Euros in case of 4 people living together. If the blood relatives you live with include one of your parents or your children, the maximum annual income in the case of 2 people living together will be 28,834.30 euros; 40,707.25 Euros in case of 3 people living together and 52,580.20 Euros in case of 4 people living together.

  • Document a degree of disability greater than or equal to 65%.

Moreover, The right to a non-contributory disability pension does not prevent the harmonious performance of these work activities, whether profitable or not. with the pensioner’s disability.

Non-contributory pension

non-contributory retirement pension aims to provide all Our citizens over the age of 65 and those in need Economic benefit, free medical and pharmaceutical aid and complementary social services, even if it is not cited or not adequately cited Be eligible for contribution pension.

For Access this non-contributory pension The following requirements must be met:

  • Be a Spanish citizen or legal resident of Spain

  • Being sixty-five years of age or older.

  • Count annual income or income is less than EUR 6,784.54 in 2023. If you live with family members (spouse or second-degree blood relatives), the income of the cohabiting unit must not exceed EUR 11,533.72 per year. 2 of those living together; 16,282.90 Euros in case of 3 people living together and 21,032.08 Euros in case of 4 people living together. If the blood relatives you live with include one of your parents or your children, the maximum annual income in the case of 2 people living together will be 28,834.30 euros; 40,707.25 Euros in case of 3 people living together and 52,580.20 Euros in case of 4 people living together.

  • Residing on the territory of Spain and having done so for a period of ten years between sixteen years and the date of application for the pension, two of which are consecutive and immediately before the date of application.

Increase in non-contributory pensions in 2024

non-contributory retirement In 2024, they will revaluate by 6.76 percent and their amount will be determined as 7,243.17 euros annually, which will be paid in 12 monthly installments. Therefore, the average monthly amount will be set at 603.59 euros, i.e. 59 euros more per month.

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