According to the Ministry of Inclusion, Social Security and Migration, a section on its website covers pensions as financial benefits recognized for citizens who need support. These benefits protect individuals who have not contributed or have not satisfied the required contribution period and who lack the income to meet legal living conditions. The focus is on non-contributory pensions that secure a basic living standard for vulnerable groups.
There is no premium retirement benefit for those in a financially precarious situation if they have a disability or have not contributed to Social Security for the minimum years. Non-contributory pensions are divided into two categories based on the intended beneficiaries and their needs.
Who will not be able to retire before the age of 66?
Disability support aims to provide economic help, free medical and medication assistance, and additional social services to all citizens with disabilities and those in need, even if they have not contributed enough to qualify for a contribution-based pension.
Non-contributory disability pension requirements
To access this pension, the following requirements must be met:
- Be a Spanish citizen or have legal residence in Spain.
- Be eighteen or older and under sixty-five.
- In 2022, income must be below 5,899.60 euros. If living with relatives, the household income caps rise with household size, reaching up to 18,288.76 euros for four cohabitants, with proportional increases for larger or smaller households. If living with parents or children, the maximum annual income adjusts accordingly based on household composition.
- Have a disability rating equal to or greater than 65 percent.
Moreover, a right to a non-contributory disability pension, whether profitable or not, does not prevent the recipient from engaging in permitted business activities while receiving the pension.
This is how you can change your account number with Social Security to receive a pension.
This non-contributory retirement benefit is designed to ensure financial security for all citizens. People over 65 who are in need receive economic help, free medical and medication assistance, and access to complementary social services, even if their income is low or unstable.
Non-contributory disability pension requirements
To access this pension, the following requirements must be met:
- Be a Spanish citizen or have legal residence in Spain.
- Be sixty-five years old or older.
- In 2022, income must be below 5,899.60 euros. For cohabitants with relatives, the household cap rises with the number of people in the unit, up to 18,288.76 euros for four cohabitants; larger households have higher limits.
- Reside in Spanish territory and have lived there for ten years between the ages of sixteen and the date of application, two consecutive and immediately before the date of application.
This is the amount you can get to delay retirement age.
Non-contributory retirement benefits were adjusted to reflect a 4.6 percent increase in 2022, resulting in an annual base of 5,899.60 euros paid in twelve monthly installments with two additional payments per year. This translates to an approximate monthly average of 461.69 euros for the disability pension and 427.56 euros for the basic non-contributory pension.
Recently, government discussions touched on potential increases. A proposal announced around early June suggested a prospective 15 percent uplift for non-contributory pensions, which would adjust monthly amounts to approximately 530 euros for disability pensions and 491 euros for standard pensions. These figures are subject to final approval and implementation timelines [citation attribution].