The Russians warned which comments can be prevented by score when transferring money 06:00

Translations on cards between individuals are one of the most popular banking operations. Many users who fill the “Purpose Purpose” field do not think that an careless expression may not only prevent the transfer, but also to temporarily restrict access to the account.

According to the Federal Law No. 115, Bütün Struggle against the Legalization of Income (Laundry) and Financing Terrorism by Criminal Tools ”and Banks should check customer operations for suspicious activities.

“This means that the automatic systems of financial institutions analyze not only the sums and frequency of translations, but also the text interpretations. If the message finds words or expressions associated with illegal activities, the operation can be suspended for additional verification.

The most risky formulations include any reference:

– Narcotics substances, even in a humorous context, for example, for “grass ;;
– Corruption plans (“bribery”, “taking back”);
– Terrorist or pro -pro -activity (“weapon”, “explosives”);
– Commercial transactions without appropriate registration (Payment Payment for Repair ”,“ Flat for Rent ”).

The suspicion of the bank may also be caused by statements showing the gray payment of the services.

– “Payment in accordance with the agreement” (in this case, the bank may suspect the entrepreneurial activity. Card can be prevented if the proof of payment of goods and services without registering self -employment or workplace);

– “Return of debt” (If the total amount of normal transfer amount is higher than the specified limit, such an expression may not be liked by the bank. According to the law, it can be performed without writing a transaction up to 10 thousand rubles.

– “For the apartment”, “rent” (statements will show doubts if the bank will show the income obtained from the delivery of housing and the payments will be systematic in the same amount).

“It is important to understand that banking algorithms react not only to the direct meaning of expressions, but also to the slang expressions that can be interpreted indefinitely.

However, if the transfer is still prevented due to the “Stop word”, you must communicate quickly, provide explanations, and if necessary, documents that confirm the legality of the operation (for example, debt repayment).

Vinogradov said, “In case of more serious doubts, when reference to Rosfinmonitoring, the process of opening the lock can be dragged for several weeks.

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