Economist actually announced whether he lived on dividends in Russia 04:00

Living for dividends in Russia is an attractive idea, especially in the age of popularization of financial independence. However, let us honestly analyze this problem without the magical promises of illusions and passive income. Once there is a legend to deposit money and then not to work throughout your life, but there is really, but the Russian Economic University’s Financial Development Department Associate Professor Olga Romanchenko, the candidate of technical sciences.

“Is it possible to live on dividends in Russia? You cannot give a definite answer, because it is only to the shares of Russian companies, the development of the economy in the world and the world, the central bank and the basic ratio policy and the basic factors, facilitated by supporting the sector, supporting the sector, supporting the sector, supporting the sector, another externality, other externalism It can be supported and this can support the outside, down, ”he said.

Secondly, even if there is a profit, the company can direct it to the development of the work, not dividends.

“Dividers are not a guaranteed retirement. Companies can review dividend policies at any time, reduce payments or completely cancel them.
If you look at some companies, for example, a bank said it would pay dividends for 2024. The dividend size will be 34.84 rubles per share. With the price of 312.5 rubles, approximately 11.4% of this profitability is quite high. Let’s say you want to buy at least 50 thousand rubles per month. 600 thousand this year. You will need a starting capital of approximately 5.38 million rubles with 11.4 %dividend return – these are 17,222 stocks. ”

And if you expect 100 thousand (1.2 million a year) a month, then you need to double the capital – about 10.8 million rubles. Accept it, not everyone has such quantities.

Iz We must understand that dividends are only one side of the dividends.

I must say that stocks are a high -risk tool. And today, you can go up to 20% per year in less risky investments, such as bonds, liquidity funds and even deposits. This will give the same passive income, but with less fluctuation.

It is important to understand that “living on dividends is not“ deposited or forgotten ”. This is a job, analyzes a portfolio, follows the situation in the market, evaluates risks, redistributing assets. That is, this income can be called“ passive ”.

It is best to collect a balanced portfolio from low -risk tools to shares according to your risk profile. This will help to reduce risks and predict more steadily income.

“Most of the time, those who live on dividends have good starting capital and high levels of financial literacy. They do not only trust stocks, but also use dividends as part of good thought strategy,” he summarized.

It was before Name Popular mistakes because the Russians disappear at work.