anyone who wants Choose one living space protected must meet general set of requirements such as being of legal age, residing in Spain, not having another home, belonging to special groups or having an economic need, as measured by the IPREM (Public Multiple Income Indicator) and tied to each autonomy. “The 2018-2021 State Housing Plan has delegated powers in this area to different autonomous communities, and therefore the requirements for access to a protected home are different for each region,” says finance expert Antonio Gallardo. iSaves.
However, in addition to the conditions that the owner of these houses must meet, “the houses themselves are also a set of conditions should be considered protected housing,” adds Gallardo. The main ones are that the house has the maximum selling price, maximum useful or built area, that it complies with the design parameters and that those who want to access it cannot use it as a second residence, but that it is a regular residence.
There are also different assessments depending on the situation. subsidized housing type: government protection (VPO), among them public servant protection (VPOPP) or appreciated price (VPT); and public protection (VPP) and others, with basic public protection housing (VPPB) not exceeding 110 square meters and limited-priced public protection housing (VPPL) not exceeding 150 square meters.
Where can subsidized housing be found?
In the case of official protection housing, these are subordinate to each autonomy, hence An official and general register in Spain where available homes distributed throughout the region are posted. Of course, every administration should monitor the homes in question and have a list where citizens can register as applicants so that when there is a VPO they are notified and have access to it.
One of the main disadvantages is The supply of such housing is “increasingly limited” iAhorro’s financial expert adds that “the current volume of subsidized housing is not having a good time, and if it is, it’s very marginal.” well. We buy at pre-crisis levels”.
According to data released by the Ministry of Public Works, in 2006, more than 97,000 protected houses were built in Spain before the financial crisis broke out. However, by that year, the number of homes approved for construction under the subsidized housing regime fell.
So much so that in just ten years, The number of houses classified as protected decreased by 82.92%, From 58,308 in 2011 to 9,957 in 2021, the last year for which complete data is available. In addition, the largest decline was recorded between 2012 and 2013, when a total of 36,273 homes were no longer qualified, representing a 68% decline that year.
Less help and more unequal distribution for construction
What did it depend on? “This drastic fall is mainly due to abolition of aid in 2011, amid the economic bubble It was given to developers to make up for the cap on housing prices mostly built for sale,” Gallardo replies.
Likewise, the iAhorro expert said, “In 2021, more than eight in ten subsidized homes were built by private developers less than two out of ten homes were built by public promoters”.
The distribution is also very unequal with respect to the autonomies. this The Community of Madrid is currently the community with the most subsidized homes.It is followed by the Basque Country with 652 leased and 1,214 owned, albeit far behind, both owned (1,050) and leased (3,892). There are even communities that currently do not have subsidized housing, such as the Canary Islands or the Region of Murcia, according to data from the Ministry of Development.
Source: Informacion
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