Preferential mortgage at a new rate, benefits for families with children. What changes from 1 May?

New payments for children

From May 1, the Pension Fund of Russia begins to accept applications. Payment low-income families with children aged eight to 17 years. Early acceptance of applications through the public services portal started in April.

The amount of the allowance will be between 50% and 100% of the regional minimum of subsistence per child, depending on family income.

The corresponding decree was signed by Russian President Vladimir Putin at the end of March. For applications submitted before 1 October, payment will be made from 1 April 2022.

How do mortgage conditions change?

The preferential mortgage rate for new buildings was reduced from 12% to 9% per annum from May 1, the program itself extended until the end of 2022. Related Decree signed Russian Prime Minister Mikhail Mishustin.

The proposal to extend the program, which is expected to end on June 30, and to reduce the rates, was previously put forward by Putin.

Moscow and Moscow region, St. Petersburg and the Leningrad region, the maximum amount of mortgage loans is 12 million rubles, for other regions – up to 6 million.

Recall that in April the rate was increased from 7% to 12%.

father’s capital

In addition, on May 1, amendments to the Federal Law “On additional measures of state support for families with children” entered into force. In particular, we are talking about the right of fathers to receive maternity capital.

In case of death or declaration of death of the child’s mother, who does not have Russian citizenship, the father or adoptive parent will have the right to use the mother’s capital.

Previously, this rule applied to fathers of children whose mother was a Russian citizen. In the event of the father’s death, the capital should go to the children in equal shares.

It is assumed that if the mother accepts the adoption by leaving the child in the maternity hospital or hospital, the father will also be entitled to the capital.

The Labor Department had previously announced that the norm would allow men to receive maternity capital at the birth of children from a surrogate mother. Application for a certificate can be made in your personal account on the public services portal. The possibility of personal contact with the regional offices of the PFR or MFC is also preserved.

Fight against phone scams

As of May 1, telecom operators are required to transfer the received subscriber numbers to the networks of other operators unchanged.

This measure is designed to help in the fight against scammers who change phone numbers.


Increasing the limit in SBP

The maximum possible transfer of funds through the Fast Payment System will increase from 600 thousand to 1 million rubles from May 1. The monthly limit for free transfers remains at the level of 100 thousand rubles, writes RBC.

Also, making cross-border transfers at SBP will only be possible with commission payment. For banks, the Central Bank has set a tariff of 3 rubles. for each withdrawal and crediting, regardless of the transfer amount.

Protection of social payments

Amendments to the consumer credit law will come into effect on May 1st. In particular, the bank can write off money from the debtor-borrower’s account only if there is an appropriate order from the customer.

If the account contains lump sum payments that are prohibited from collecting debts, the bank must in any case obtain a separate consent from the citizen to delete them due to the loan debt.

In this case, the debtor can withdraw his consent within 14 days and the bank is obliged to return the money.

Additions to pensions

Pensioners with so-called private experience can count on a monthly supplement from May 2022.

We are talking about former employees of the coal industry or civil aviation. Each month they receive additional payments to the pension, the amount of which is reviewed quarterly.

The amount of additional payment depends on the seniority and salary of the pensioner, as well as the total amount of insurance premiums. At the same time, it is important that men work at least 25 years, and women – 20 years.

remove ads

An advertising sign placed on the facade of an apartment building or other shared home property must be removed without the consent of the owners of the house.

The relevant regulation entered into force on 17 May 2022.

Payments to victims’ families

We add that on April 30, the President of the Russian Federation signed a decree in which the families of the dead, sent to the DPR and LPR, will be paid 5 million rubles each, and have already begun to implement it.

This document refers to state, municipal and civil servants temporarily appointed to “perform the duties” in these regions, as well as “employees of other organizations directly involved in the performance of work” to ensure the life of the population and (or) restore infrastructure. facilities.”

The decree applies to legal relations that arose from February 24, 2022, when Russia began. Special military operation in Ukraine.

In Russia, they are changing the preferential mortgage rate, introducing new benefits for children and paternal capital. In addition, the fight against phone scammers intensifies, and new rules begin to work for the deletion of funds for debts from citizens’ accounts. Read more about what norms come into force on May 1 in the socialbites.ca material.



Source: Gazeta

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