The number of mortgages established on residences increased in 2019 4% last September Compared to the same month of 2021, Until you add 44,119 creditsThe highest figure in September since 2010. 53,000 mortgagesAccording to data released this Wednesday by the National Institute of Statistics (INE).
In September, with an increase compared to the previous year, Six points lower than in AugustThe residential mortgage company chained 19 months of consecutive annual increases.
The average mortgage amount established on the residences decreased by 1.4% compared to the previous year. In the ninth month of the year, loaned capital reached 143,222 euros, and loaned capital increased by 4.6% to 6,318.8 million euros.
In September, The average interest rate for all housing loans was 2.59%The average maturity is 23 years. In the case of residences, the average interest rate was 2.47%, below 2.48% of the previous year and the average maturity was 24 years.
Last September, 31.8% of residential mortgages were signed at variable rate and 68.2% at fixed rate.Lowest percentage since December 2021. The average initial interest rate was 1.96% on variable rate residential mortgages and 2.70% on fixed rate mortgages.
Source: Informacion
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