Russian Insurers Move to Access City Surveillance for Claims Processing
The All-Russian Association of Insurers plans to present a proposal to regional leaders seeking access to city video surveillance feeds for handling insurance claims. Reported by a major outlet, the initiative signals a trend toward using real-time footage to support the assessment of incidents covered by auto and property policies.
Sergey Efremov, vice president of the All-Russian Insurance Association, notes that insurers already have official access to video cameras in twenty constituent regions. This access accelerates claims evaluation, clarifying events and confirming damages, while also helping detect potential fraudulent activity. He explains that video evidence can resolve disputes, document loss extent, and reveal indicators of fraud that might otherwise remain hidden.
The next move is to secure federal approval for broader data sharing. The association plans to engage regional authorities to establish agreements that would permit information sharing on individual market claims. Efremov states that access would be granted once a loss is registered and verified, encompassing footage from urban road cameras and access control systems. The objective is to build a nationwide framework that enables insurers to obtain relevant video records quickly and legally.
Officials in the insurance sector anticipate that this system could begin operating within the year if approvals are obtained. The expectation is that faster event verification will shorten the time needed to settle claims, delivering tangible benefits for both insurers and policyholders.
Industry experts back the idea, arguing that broader access to video records would improve the accuracy of accident reconstructions, deter fraudulent practices, and streamline the claims process. The move aligns with broader efforts to apply technology to risk assessment and loss mitigation in financial services across the country.
Early discussions have addressed practical considerations, including how data privacy will be safeguarded, how long footage will be retained, and the precise conditions under which an insurer may view recordings. These questions remain central as negotiations progress, and the industry is expected to publish additional guidelines and protocols to ensure compliance with existing laws and regional regulations.