At GigaConf 2024, Andrey Belevtsev, head of Sberbank’s Technological Development block, stated that artificial intelligence has become a mainstream technology. He emphasized that AI will be embedded at every stage of software creation and across all kinds of applications. This outlook points to a future where AI-driven components and decisions are no longer optional but integral to building reliable, scalable software solutions. (citation: GigaConf 2024)
Belevtsev stressed that by 2025, the development of new applications will almost always involve AI technologies. The expectation is clear: teams will design systems with AI capabilities baked in from the outset, enabling faster iteration, smarter analytics, and more adaptive user experiences. This shift suggests a change in how developers plan architecture, allocate resources, and measure success in software projects. (citation: GigaConf 2024)
Looking at the financial implications, Sber projects a substantial uplift in the impact of AI adoption. The company anticipates a growth in the financial benefits derived from AI technologies by 100 billion rubles for the current year when compared with the previous year. This forecast reflects not only savings and efficiency gains but also revenue opportunities unlocked by intelligent automation and data-driven decision making. (citation: GigaConf 2024)
Belevtsev noted that the current estimate stands at 450 billion rubles in potential value. In practical terms, this figure represents the aggregate value from AI-enabled processes across products, services, and internal operations. The trajectory implies that as AI capabilities expand, the realized value will continue to accumulate, reinforcing the strategic importance of AI investments. (citation: GigaConf 2024)
When viewed over a multi-year horizon, Sber’s leadership believes the cumulative economic impact of AI adoption could exceed 1.5 trillion rubles. That projection reflects a combination of cost reductions, productivity gains, and new monetization opportunities generated by AI-powered tools and workflows. The content presented at GigaConf 2024 underscores a broader trend: large institutions are increasingly aligning product development, customer engagement, and back-office optimization around intelligent technologies. (citation: GigaConf 2024)