The rapid payment system (RPS), widely promoted today, offers clear convenience but carries real risks of fund theft. In an interview with the agency Hit the primer, Pavel Myasoedov, head of IT-Reserve, outlined what users should know about these dangers.
He explained that hackers may break into an online shop’s database to observe purchasing patterns and trigger large orders. Afterward, they can send a fraudulent link to a rate payment service to potential victims. The expert stressed that while fast payment systems move money instantly, once the transfer goes through it is nearly impossible to reverse the funds.
Myasoedov urged users of rate payment services to verify links carefully before completing a transaction. A pop-up window can be used to imitate legitimate prompts, making verification essential. He also warned about QR code payments, noting that the recipient’s information can be auto-filled. If left unchecked, funds may be redirected to unknown destinations.
Earlier, a spokesperson for the Ministry of Internal Affairs of Russia warned that criminals have begun using a new scheme to deceive people through the Fast Payment System. The warning underscores the need for heightened skepticism and more robust user verification steps when using these platforms.
Additionally, analysts have explored potential consequences of changes to how commissions are charged for transfers via rate payment systems. These considerations highlight the broader context in which users should evaluate the safety and reliability of fast payments, especially in scenarios involving large transactions or unfamiliar vendors. As cybersecurity researchers emphasize, adopting layered verification methods and staying informed about evolving fraud tactics remain crucial for protecting personal and financial information.