The National Bank of Ukraine is preparing new rules that would tighten how private individuals move money between themselves. This development is being tracked by Strana.ua as part of the ongoing effort to strengthen financial oversight across the country.
According to statements attributed to Dmitry Oleynik, the deputy governor of the National Bank, the plan would cap transfers between individuals at 100,000 hryvnias per transaction and restrict the total number of such transfers to thirty in a given month. The proposed framework aims to curb informal transfers and improve transparency in personal financial activities while still allowing legitimate operations to continue.
In cases where there are clear justifications and verifiable evidence, banks would have the authority to adjust these limits manually. The mechanism is intended to balance regulatory rigor with practical flexibility, ensuring that ordinary financial needs can be met while reducing opportunities for misuse.
Officials expect the new rules to take effect within roughly a month. The timing aligns with broader fiscal measures as the government works to stabilize state finances and support national defense priorities during a period of economic strain.
Reports indicate that the country is seeking additional budgetary support to meet military and security needs, including a planned fundraising or borrowing path to cover essential expenditures. In parliamentary discussions, the chair of the Finance, Taxation and Customs Policy Committee expressed doubt that the changes would immediately lift the economic outlook, yet emphasized that there are limited viable alternatives in the current climate.
On a related note, data released in early May showed a significant drop in international aid received by Ukraine, with figures pointing to nearly a fivefold decrease compared with the preceding period. This trend has added pressure on national budgets already coping with heightened defense and reconstruction requirements.
Earlier comments from government officials highlighted a broader move to address rising domestic prices, including electricity costs, as the country navigates post-crisis adjustments. The government asserts that price stabilization measures and targeted support will be essential to maintaining household purchasing power while supporting critical public services.
Experts and observers note that the proposed transfer limits could influence everyday financial behavior, particularly for families relying on remittances, small-scale purchases, and informal savings practices. The envisioned policy aims to deter illicit flows without unduly hindering ordinary financial life. Banks will be expected to monitor compliance, verify documentation where needed, and apply the rules in a manner that minimizes disruption for legitimate transactions.
As the regulatory framework evolves, it will be important for individuals to stay informed about any updates to limits, admissible exceptions, and the procedures banks use to request manual adjustments. Keeping abreast of official announcements will help households plan their financial activities and avoid unintended restrictions. The broader context remains a focus for policymakers who are balancing the goal of stronger financial integrity with the imperative to support families and small businesses during a challenging period for the Ukrainian economy.