A car listed at 4 million rubles can be bought with a loan or rented under a credit agreement. In both cases, monthly payments typically fall between 60,000 and 70,000 rubles. In a discussion with socialbites.ca, Alexey Buzhdiganchuk, the co-founder and CEO of Rentag, indicated that current conditions make renting noticeably more economical for many drivers. For readers in Canada and the United States, similar price ranges translate into sizable monthly obligations, and many North American buyers are increasingly weighing the appeal of predictable, all‑inclusive costs that come with subscription or rental plans rather than a large up‑front purchase.
Buying on credit requires an upfront down payment, while renting does not. A loan also carries ongoing expenses tied to the car, registration, insurance, and maintenance, whereas a rental arrangement folds these costs into the monthly fee. In practice, the total monthly outlay for a rental can be simpler to forecast, which helps households plan budgets amid fluctuating fuel prices and insurance costs.
According to Buzhdiganchuk, the loan path includes expenses for the vehicle itself, registration, insurance, and routine maintenance. In contrast, renting pairs these items into a fixed monthly payment. If a user decides to switch brands or models, embark on a long business trip, or adjust life circumstances, the rental agreement can be halted without the extra steps that selling a car would require.
He added that in such scenarios, owning a car and then selling it often represents wasted time and effort. The flexibility of a rental means the driver can pause or end the arrangement as needs shift, without the burdens of ownership that can complicate relocation, job changes, or travel plans.
Buzhdiganchuk also noted that the car rental market has grown significantly in recent years and is likely to continue expanding for economic reasons. With ownership costs rising and financing conditions shifting, more buyers favor monthly plans that cover maintenance and service, offering budgeting simplicity and mobility without tying up capital.
Autostat data show that in August, buyers in Russia purchased 633 pickups from the Chinese brand JAC, leading the segment in pickup deliveries. This trend highlights steady demand for practical, versatile vehicles and demonstrates how consumers are adapting to flexible mobility options. In North American markets, similar shifts toward leasing, subscriptions, and flexible ownership ideas are becoming more common as households seek predictable costs and the ability to adjust vehicle choices with changing needs.
In Russia, consumers have long been warned about the pitfalls of car loans, a caution that resonates with buyers in other regions as well. The growing interest in rental and short‑term arrangements reflects a broader preference for mobility that is affordable, adaptable, and easy to step into or out of when life circumstances change.