Alfa-Bank, together with the state company Rosatom, has led a landmark move in the digital finance space by issuing digital financial assets for institutional investors. This milestone was disclosed by the bank through its press office, underscoring a collaboration that blends banking operations with national energy strategy and digital asset innovation. The move signals a serious step toward integrating new financial instruments into large-scale corporate finance and demonstrates how public and private sectors can jointly explore advanced markets.
The issuer of the transaction was Atomenergoprom, a subsidiary of Rosatom. By leveraging Atomenergoprom as the issuing entity, the collaboration aligns the asset class with a trusted, government-aligned energy sector partner, reinforcing the credibility and strategic purpose behind the offering. This context is important for institutional buyers seeking stable exposure within a rapidly evolving digital asset framework.
As part of the arrangement, the CFA-based notes grant monetary claims carrying an annual yield of 17.35%. The issuance totaled 100 digital financial assets with a cumulative nominal value of 10 billion rubles and a 90-day maturity window. The structure emphasizes a clear, disciplined short-term instrument designed for institutional portfolios, with defined return parameters and a fixed duration suitable for liquidity planning and risk management at scale.
Alfa-Bank characterized the pilot as a testing phase for the new instrument category, signaling a measured approach to scale. Rosatom outlined a broader vision to attract funds over the medium and long term, positioning digital financial assets as a potential pillar for financing strategic projects and ongoing capital programs within the national technology and energy sectors.
From March 22 onward, CFAs issued on the platform were made accessible on the secondary market to a wide range of investors. This broadened access aims to create a more fluid trading environment, where participants can manage position risk, liquidity needs, and exposure through a more transparent and regulated channel. The expansion into the secondary market reflects a deliberate effort to build credibility and foster a more liquid market for DFA instruments.
The bank explained that digital financial assets can enable businesses to attract financing more easily and quickly than traditional routes. By offering a familiar entry point in a fresh format, the platform supports faster onboarding, streamlined documentation, and shorter settlement timelines while preserving necessary safeguards, compliance checks, and governance standards that investors expect in institutional markets.
In explaining the execution timeline, Alfa-Bank noted that joining the platform and issuing DFA on the A-Token ecosystem took less than four days for Atomenergoprom. In contrast, similar transactions on the conventional market could require multiple weeks, highlighting a meaningful efficiency gain and a potential for accelerated capital deployment for large-scale energy and technology projects that require timely funding decisions.
Vladimir Voeikov, head of large and mid-sized corporate relations at Alfa-Bank, observed that since the digital financial services law was enacted in 2020, the market for these instruments has grown substantially, reaching tens of billions in rubles with Alfa-Bank securing a leadership share. His comments emphasize the rapid evolution of digital finance within the regulatory framework and the growing appetite from major banks to participate at scale, reinforcing the narrative of a maturing market with credible institutional participation.
He added that incorporating DFAs issued on the A-Token platform into the capital management framework of a global leader in nuclear energy production represents a pivotal step toward creating a liquid secondary market for digital financial assets. The emphasis on liquidity signals the industry’s confidence in the infrastructure, governance, and market dynamics needed to sustain ongoing trading activity, price discovery, and investor confidence over time.
Ilya Rebrov, Rosatom’s deputy general director for economy and finance, stated that the state entity has conducted numerous projects requiring reliable financial partners. He expressed confidence that digital financial assets will help address financing challenges by offering transparency, accessibility, and predictable funding channels, without compromising on risk controls or national strategic priorities. The dialogue underscores a collaborative approach where technology, finance, and public policy converge to support essential energy and industrial programs.
Overall, the narrative reflects a growing recognition of digital financial assets as a viable financing tool for large-scale, strategic operations. The collaboration between Alfa-Bank, Rosatom, and Atomenergoprom illustrates how digital instruments can complement traditional markets, improve funding speed, and contribute to the development of a broader, more resilient capital market ecosystem for critical national sectors.”