In the second half of 2024, the number of debtors of banks and microfinance organizations (MFI) fell 0.5 million people – to 50.1 million. This is the first decline from 2022, data Russian Bank.
At the same time, the customer base of the MFI, on the contrary, increased by 0.5 million and reached 10 million people.
The number of debtors with three or more loans decreased by 0.3 million (12.7 million), but they constitute almost 50% of the total debt in retail loans. In the IV quarter of 2024, a large mortgage (more than 100,000 rubles) shares decreased by 1.7 times. Banks have approved loans less for more than 30 years.
More than half of the mortgage debtors owe 500 thousand to 3 million rubles. The average mortgage debt is about 2 million rubles. 84% of customers should not be less than 5 million rubles and 29 – 1 million.
The average debt in cash loans rose to 463 thousand rubles. 50% of the debtors have 250 thousand rubles and 25 – 100% debt.
On April 19, the National Credit Stories Office (NBKI) at the Dolg Talk 2025 Conference (NBKI) Vladimir Shikin Deputy Manager saidThe amount of debt on loans and microloans was 2.3 trillion rubles with the Russians’ payment delay of more than 30 days.
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Source: Gazeta
Ben Stock is a business analyst and writer for “Social Bites”. He offers insightful articles on the latest business news and developments, providing readers with a comprehensive understanding of the business world.