The amount of debt on loans and microloans was 2.3 trillion rubles with the Russians’ payment delay more than 30 days. This was told by the National Credit Stories Bureau (NBBA) Vladimir Shikin Marketing Deputy Director at the Dolg Talk 2025 Conference. “Vedomosti”.
On average, a debtor explains about three loans – with delays, approximately 22 million credit agreements make up seven million debtors. In addition, some debtors have more than that of loans to banks and microfinas organizations (MFI).
Most – 46.88% – problem debts fall into microloans. 29.46% again – consumer loans. The remaining 22.32% debts on credit cards. At the same time, car loans and debts on mortgage make up only 0.89% of the total debt of the Russians.
Between potential bankruptcy, Shikin has allocated three types of people: those who cannot pay their debts for “historical” reasons and therefore enter the bankruptcy, “legitimate fraudsters” and without the intention of paying them – the people who reach 1 million ruble debts with the help of breaking.
Previous lawyer Dmitry Kvasha saidWhen there is a bankruptcy record, all loans and microans are written, but alimony debts are protected.
Source: Gazeta
Ben Stock is a business analyst and writer for “Social Bites”. He offers insightful articles on the latest business news and developments, providing readers with a comprehensive understanding of the business world.