In Russia, the amount of insurance compensation for deposits for three years and higher should be increased. We should think about progress: the higher the deposit time, the higher the guaranteed amount, the higher the amount of economic sciences, the Professor of Financial University, Under the Government of the Russian Federation Igor Baly, told the Associate Professor of the Associate Professor Gazeta.ru.
“So, up to three years, the guarantee amount so far – 1.4 million rubles .. In a three -year period, conditional 2.1 million rubles (50% higher than the current level) and conditional 2.8 million rubles (with twice twice the higher than the current level), which also contributes to the increase in the economy.
He added that the current size of the insurance coating was established 10 years ago and that it is a useful step. The economist said that thanks to the actions of the Central Bank, unscrupulous players have left the banking services market and now there were cases of recalling licenses, but rarely a phenomenon. That is, the probability of the insured event decreased and the possibilities of increasing the increase in the insurance limit, Balynin.
The insurance compensation is paid to deposits when examining the undergraduate bank (returns to 1.4 million rubles placed in a bank). According to the statistics of the deposit insurance agency, the average deposit size (without removal of 10 thousand rubles) 579 thousand rubles. In just three years, this size increased by 159 thousand rubles (or 38%). According to the data as of January 1, 2025, the Russians had deposits in a bank worth 1 million rubles and 1.4 million rubles from 1 million rubles to 1.8%.
State Duma Committee President Financial Market Anatoly Aksakov 18 April 18 announcedThe state will discuss the likelihood of deposit from 1.4 million rubles in the near future.
Previously “Gazeta.ru” saidWhat will happen with the profitability of deposits.
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Source: Gazeta
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