The Russian Bank brings a mortgage restrictions to gradually reduce the key ratio. This view in an interview with Ridus expressed Constantine Barsukov, a member of the Russian real estate guild.
“The Central Bank limits loans as much as possible because it is preparing to reduce the key rate. The regulator is afraid that people will withdraw money from deposits, receive loans and sweep almost everything from the market. As a result, prices will increase by 30-40%instantly. Now the Central Bank is trying to avoid it, ”he says.
Authorized, the regulator is working on income sources that banks can take into account, he added.
How Reported In the press service of the Central Bank, from July 1, 2025, get a mortgage less than 20% and will not be almost realistic.
The Central Bank announced that it will lead to quantitative restrictions on housing loans for the most risky borrowers of the regulator. In the first stage, this will affect citizens who spend more than 80% of their income on debt payment and have no more than 20% of the housing cost. Meanwhile, the bank did not specify which boundaries to be established.
EARLY IN Russia Previously shown The collapse of the mortgage market.
What are you thinking?
Source: Gazeta
Ben Stock is a business analyst and writer for “Social Bites”. He offers insightful articles on the latest business news and developments, providing readers with a comprehensive understanding of the business world.