“Fakes will shout accounts without leaving a mark”: Nabiullina spoke about a dangerous virus to steal the money, the Russian Federation Central Bank Nabiullina reported a virus to steal money from the phone 16:06

A malicious program of Spynote type has been distributed in Russia, which can open bank applications. On this subject in the “Finance Cyber ​​Security” forum He said President of the Central Bank of the Russian Federation Elvira Nabiullina (Central Bank).

According to him, this virus imitates under various harmless programs. Follow the phone with the help of scammers, see passwords and SMS messages.

Nabiullina said, “Then they easily open the banking application and shout without any trace of all accounts,” he said.

The President of the Central Bank, the spread of such a virus is a dangerous tendency, he said. According to the regulator, With the help of the last six months, approximately 40-50% of the theft occurred.

“The implementation of some banks is reliably protected from such viruses, but other banks do not have such protection. And we will try to ensure that all banks will eliminate the maximum value of the end of this quarter as soon as possible, ”he said.

Moreover, words The Governor of the Central Bank will be asked to bring a “special clip için for complaints of fraudulent actions as of October 2025. After that, users will have the opportunity to apply for a direct fraudulent operation in the application, and in the same way, they will receive the right certificate to communicate with the police.

What is Spynot?

Spynote is a spy program with remote access functions. Its purpose is popular among the attackers who have payment data of Android devices. For example, Spynote is used by phone scammers who convince people to install a program on smartphones under useful applications to steal data from online banking.

“Both the telephone fraud and the attack scenarios using Trojan horses may be different. If the victim adjusts malware to their devices, you can steal information or try to perform financial transactions using remote management. The attackers can contact a person to get the necessary permits and <...> For example, to convince the software to upload, to share a screen or to report confidential information ” – said Kaspersky Laboratory is the main expert of Sergey Golovanov.

With data Companies, the number of attacks using this virus and their modifications in 2024 grew almost nine times compared to 2023. Kaspersky Lab also calls Spynote one of the three programs that identified Russian financial threat to Android device owners in 2025.

Save the theft amount

At the same time at the Central Bank of Russia ReportedAntifodrod systems of banks in 2024 13.5 trillion ruble theft preventedIt reflects the 72.17 million initiatives of the attackers to kidnap funds.

However, fraudsters still played 27.5 billion rubles from the customers of credit institutions. This is 74% before a year.

“In the total amount of theft, the main share is the funds stolen from customers – individuals,” regulator said.

Also how said Elvira Nabiullina underestimated the current level of fraud and did not send it to the database of the circulation of deceived customers, although a person was under the influence of the deception, but he did not send it under the pretext that he transferred money.

“And we had to use supervisory measures here, some banks had to be punished here, and at the same time, not only without consent, but also an operation without volunteer consent, we clarified the legal concept of fraudulent actions,” he explained.

At the same time, Nabiullina said that many credit institutions started to transfer more accurate data about fraud in 85% of the cases. And these statistics are better than a year ago. In this context, the regulatory chairman will continue to work in this direction of the Central Bank, “the data quality from delayed banks will attract individually,” he said.