Since mid-2023, the share of Russians in a financially unstable situation has increased from 56.4% to 62.4%. writes about this RBC Referring to the HSE Research Institute’s “Household Economic Behavior Barometer” study.
The authors define financial instability in broad and narrow senses. Broadly speaking, these are households that lack liquid savings or show signs of over-leveraging, where the loan payment takes more than 30% of income, or where payments are late. There are 62.4% of them.
According to a narrow interpretation, families without savings are considered financially unstable, with low self-confidence regarding their financial situation or excessive borrowing. Their share was 21.4%, the publication writes.
At the same time, the share of over-indebted participants paying at least 30% of their income on loans rose slightly to 5% at the beginning of 2024, after falling to 3.9% in the autumn. The share of those with delayed payments and loans fell by half in six months, from 3.8 percent to 2 percent.
The authors note that although the official poverty rate has fallen to a record low of 9.3% of the population in 2023, there has been an increase in the share of financially fragile households, according to Rosstat.
Before that experts was recorded Negative contribution of human capital to the GDP of the Russian Federation.
Formerly in the State Duma said How can self-employed people increase their future pensions?
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Source: Gazeta
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