Russians received 12 thousand loans worth 77 billion rubles under family mortgages in January 2024. These statistics were given to socialbites.ca by Mikhail Goldberg, head of the DOM.RF Analytical Center, when commenting on the extension of the program after July 1.
“This is significantly ahead of the figures for the same period in 2023. Since the current parameters of the program are valid until July 2024, it is worthwhile to estimate the issuance for the first half of this year. According to our forecasts, the issuance will be comparable to last year’s level – worth 550 billion rubles “Approximately 130 thousand loans.” Goldberg noted.
He explained that, as practice shows, young married couples are the most reliable and responsible borrowers, so the expert does not expect an increase in the share of mortgages in the debt of Russians, on the contrary. Now the biggest obstacle to the expansion of families is cramped living conditions. That’s why Goldberg suggested an additional reduction in family mortgage rates from the current 6% for the purchase of larger apartments.
More details material “Newspapers.Ru”.
Russian President Vladimir Putin said on January 23 that authorities would “definitely” extend the preferential family mortgage program by 6% after July 1, 2024.
Formerly in the State Duma appreciated Extension of family mortgage in Russia.