Russian banks believe that the concessional family mortgage at 6 percent per annum should be extended, but its terms should be adjusted. This was reported by RIA News citing its own survey of credit institutions.
According to Anton Pavlov, Deputy Chairman of the Board of Directors of Absolut Bank, the program can be preserved in its current form. But he suggests extending this effect to secondary housing in areas with a shortage of new buildings.
Ural Reconstruction and Development Bank believes that support measures need to be “fine-tuned” depending on market conditions. For example, you can differentiate loan limits by region, taking into account differences in property values.
Currently, the maximum loan amount under the preferential family mortgage program is in Moscow, Moscow region, St. 12 million rubles in St. Petersburg and the Leningrad region, and 6 million rubles in other regions. President Vladimir Putin spoke To the Ministry of Finance for the expansion of the program stated about the necessity of transformation.
Formerly Deputy Minister of Finance of the Russian Federation Ivan Chebeskov statedThat Russia will expand its preferential family mortgage program.