Digital ruble was created as an analogue of cash, the use of which allows you to avoid high commissions from commercial banks. In this respect reported First Deputy Governor of the Central Bank Olga Skorobogatova during an online lesson for schoolchildren.
According to him, non-cash payments are now linked to bank accounts and they earn money from user transactions. And the digital ruble on the Central Bank platform will be like money in a wallet, without being tied to the bank.
Additionally, the digital ruble will make it possible to make payments with other countries that will introduce their own digital currencies. Skorobogatova announced that agreements should be made with China, India and the UAE for this.
The digital ruble has become an additional means of payment in Russia since August 1, 2023. Central Bank in mid-August announced The beginning of a test period in which payments will be made between 13 banks selected by the regulator and a limited number of natural and legal persons. According to the Central Bank, the test period will allow us to understand all the intricacies of the interaction between banks, organizations and individuals. By 2025, the digital ruble should become accessible to every citizen of the Russian Federation.
Previously “socialbites.ca” saidHow can you use the digital ruble?
Source: Gazeta
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