At the beginning of December 2022, the volume of the total loan portfolio of Russians for the first time exceeded 27 trillion rubles, reaching 27.09 trillion. Compared to the same period of 2021, the indicator increased by 10%, or 2.5 trillion, informs The newspaper Izvestia refers to statistics from the Central Bank (CB).
“The volume of Russian debt to credit institutions exceeded 27 trillion rubles for the first time. The indicator increased by 10% compared to the same month of 2021, amounting to 27.09 trillion against 24.6 trillion rubles.
At the same time, the vast majority of the loan obligations of the Russians fell on the mortgage – it accounted for more than 80% of the debts of citizens. The increase in Russian debt burden may be due to relatively low interest rates in the concession lending segment. The article states that the amount of loans for consumer loans at the beginning of 2023 totaled about 12 trillion rubles.
January 12 Pavel Samiev, General Director of the analytical agency “BusinessDrom” announced The growth of the debt burden of the Russians with the traditional growth of New Year’s spending. At the same time, citizens often prefer to pay for gifts with the help of borrowed funds.