The Department of the State traffic inspectorate of the Komi Republic said that a criminal case was opened against a driver in Syktyvkar because of a false OSAGO policy. The man who drove the Kia Rio presented a policy that traffic inspectors found strange – misprinted, without a signature and seal. The traffic police could not find a document with the specified details in the RSA database.
“The perpetrator confessed. Criminal proceedings were brought against the driver for an offense under Part 1 of Art. 327 of the Criminal Code of the Russian Federation, “Forgery, manufacture or sale of forged documents, state awards, stamps, seals, letterheads,” the Ministry said.
The driver faces a maximum of two years of limitation or imprisonment.
traffic police said that up to two years of forced labor or up to six months of detention is also possible.
A similar incident occurred at the end of July in the Volgograd region, where traffic police detained a 21-year-old VAZ-21099 driver. According to the district traffic police department, the man presented a policy “which casts doubt on its authenticity.” In this regard, law enforcement forces conduct a preliminary investigation control.
“The man and the vehicle were taken to the police station. This fact is currently being investigated. The seized documents were sent for investigation,” he said.
Anyone can buy leftist politics
As reported by “socialbites.ca” at “Renaissance Insurance”, at least 4% of CMTPL policies currently sold in the country are fake.
In other words, approximately 1.6 million drivers are at risk of being prosecuted by the Ministry of Interior.
The insurer noted that recently cases of simultaneous sales of a fake OSAGO policy and fake Casco policies are becoming more frequent.
Moreover, even a conscientious person – out of ignorance – can buy a fake policy. Anna U., a motorist from Moscow, told socialbites.ca that suspicious citizens tried to sell her an insurance policy.
On the eve of the expiration of the policy, Anna received a call with a proposal to publish a new one. In a telephone conversation, the girl, who introduced herself as an employee of the insurance company, listed the people involved in the insurance, named the amount and other data that should convince insurance agents of the reality. Documents submitted for free delivery by courier.
“We agreed on Friday that the courier would arrive on Saturday. However, on the same day, around 21:00, a young man called me and offered to bring the documents within 40 minutes by money order payment via a bank application.
As a result, he turns up at 11 pm, rings the doorbell and the phone for about an hour, ”says the driver.
When the courier reached Anna, in correspondence, the girl employee of the insurance company sent her a black and white policy, and then, after the question of where to go to the QR code in the document, she stopped answering.
“It turned out that the QR code led to a page with nothing but this policy number and the amount due.
The next day he writes to me: “Anna, you do not answer the courier, open the door for him” and he begins to pressure her,” says the driver.
As a result, Anna went to the insurer’s office to apply for a policy. The company explained that these could be both genuine insurance agents and scammers who use underwriters’ bases with car owners’ personal data for criminal purposes.
Evidence Queen
Renaissance Insurance Insurance Company told socialbites.ca that until 2022, there were no real cases of criminal liability against policyholders for knowingly using a false document. At least the insurance company is not aware of such facts.
“For a citizen with a false OSAGO policy, other measures of liability and consequences are more likely: administrative liability (12.37 of the Code of Administrative Offenses, the obligation to compensate for damage in the event of an accident and zeroing the bonus-penalty coefficient,” he said.
It is impossible to prove that a person independently made an OSAGO policy, the deputy head of the Motorists Movement of Russia agrees with lawyer Leonid Olshansky. The lawyer believes that, in the case of a driver from Syktyvkar, his own confession is working against him and this may appear under duress.
“If the detained citizen were not surprised, he would have said that he bought a policy with the phrase ‘Insurance’ in Gazelka.
Then there would be no liability. In an interview with Olshansky socialbites.ca, a person did not collect two plus two and will pay for it, ”the statement said.
A driver will only be prosecuted in the event of a confession for a bogus OSAGO policy, admits attorney Sergei Radko, auto advocate of the auto drivers’ “Freedom of Choice” movement.
“He must have been well-treated for him to admit it,” Radko says. – And since he confessed, he got an article.
If this is his first conviction, he is not threatened with jail. He’ll probably get a freedom restriction for a year.
The lawyer emphasizes that the reason for using fake policies lies not only in the unreasonably high cost of “auto-citizenship”, but also in the OSAGO system itself, which is less and less in the interest of car owners.
“Unending refusal of payment, delays, poor quality repairs – all this has reduced confidence in the OSAGO system, many people see the policy as a piece of paper that can be presented at registration and sometimes shown to a police officer.” says.
This is something when it comes to the OSAGO policy for taxi drivers, which cost 60-70 thousand rubles. within the year. If there is a private person instead of a policy for 4 thousand rubles. buys 1.5 thousand “sol”,
then the savings are absolutely unjustified – both in terms of repairs and the risk of criminal penalties, the lawyer believes.
However, “autocitizen” may soon become more expensive. Radko said that it is assumed that the order of the Central Bank of Russia to expand the tariff corridor will be registered by the Ministry of Justice by the end of August this year. Learn more about the upcoming increase in OSAGO prices Wrote “socialbites.ca”.
How not to buy a fake OSAGO
As stated by socialbites.ca in the Bank of Russia, from April 1, 2022, for audits of an insurance broker, insurance companies are required to publish on their official websites a complete list of agents and brokers on behalf of which they represent. behave.
“Agents themselves are obligated to provide information to the consumer (including posting it on their website) to ensure their identity. “The Central Bank of Russia is also working to detect and begin blocking sites of unauthorized intermediaries and phishing sources,” he said.
Source: Gazeta
