The Russian Union of Motor Insurers, known as RSA, has issued a fresh cost guide for vehicle spare parts. This new document signals that OSAGO payouts are being factored into pricing and that analogues of original parts are now part of the calculation framework. Many observers expected that the introduction of non-original equivalents would drive prices downward in a meaningful way, but that outcome has not materialized yet in the market. The guide reflects how prices are determined under current rules and highlights the role of alternative parts in shaping overall affordability for policyholders. It also underscores the volatility of the spare parts landscape following strategic choices by several major car manufacturers to pause or pull operations in Russia, a shift that ripples through supplier networks and pricing dynamics that insurers have to monitor closely.
“The reference book has been compiled according to new price calculation rules, incorporating analogue options for original spare parts and accounting for the market conditions that emerged after the exit of a number of car makers from Russia,” the RSA explained. This approach aims to provide a more realistic picture of what drivers might face when they need repairs, taking into consideration both the availability of compatible parts and the cost pressures that come with supply disruptions, transportation costs, and currency fluctuations. The RSA noted that the guidance should help garages, insurers, and vehicle owners alike understand how prices are set in practical terms, and it emphasizes that the market has to adapt to the changing supplier landscape while keeping consumer protection in view.
The average price for spare parts showed a modest decline, dipping by about 3 percent compared with the prior edition released on 19 September. In context, the RSA reminded readers that the earlier edition had itself recorded a roughly 3 percent increase in part costs, creating a roller-coaster pattern in pricing. Taken together, the latest guide suggests that prices have roughly returned to the levels seen in the June 19 edition, when the average price had risen as much as 29 percent from earlier baselines. This movement illustrates how volatile factors such as supply chain realignments, the availability of alternative components, and shifts in vehicle model popularity can influence the overall cost of maintaining a vehicle. Insurers use these figures to calibrate payouts, while repair shops and customers can better anticipate what to expect at the point of service. The RSA emphasizes that ongoing monitoring of the spare parts market remains essential, given how policy changes, international trade conditions, and manufacturing strategies can swiftly alter price trajectories for both original and analogue components. In practice, this means policyholders may see subtler shifts in ride quality after repairs, as insurers seek to balance fair compensation with market realities, and as the cost of parts fluctuates in response to the evolving supplier ecosystem. [citation]