The parallel import scheme is still ramping up toward its intended capacity, and plenty of challenges remain. The shift among manufacturers toward Chinese suppliers rather than European ones is a multi-month, possibly even a year-long process. The insurance sector is undergoing a painful transformation as well. How will OSAGO payments evolve? Will repairs keep up with demand?
In recent months, pricing policies for car parts have continued to evolve. The national insurance association has updated its price directory, and insurers increasingly rely on its data when calculating OSAGO repair costs. Under the current framework, insurers must consider the cost of non-original, or non-genuine, components in their loss calculations. Importantly, information about the price of original spare parts will be omitted in the guide if those parts are not present on the market. This shift can create new complications in determining OSAGO payouts and may lead to fluctuations in repair costs as the availability of certain components tightens or loosens.
For vehicles in the premium segment, part prices rose noticeably, with average increases around 50%, while consumables experienced more modest growth, near 10%. These price pressures are tied to higher material costs across the supply chain, and further increases in auto parts prices are anticipated as raw materials costs stay elevated. Nevertheless, a severe shortage of car parts is not expected to materialize. The parallel import channel has helped mitigate gaps for some components, though it will take additional time to stabilize the supply chain fully. As the market adapts, the hope is for a steadier pricing environment and more reliable access to essential components.
- Since October 1, OSAGO rules have changed, affecting how repairs are priced and reimbursed.
- Updates to consumer information channels offer new ways to stay informed about changes in the market and repair costs.