Mishustin Signals Positive Stance on LDPR OSAGO Bill and Digital Proof of Insurance

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Russian Prime Minister Mikhail Mishustin announced that the government is preparing a favorable assessment of a proposed LDPR bill aimed at shortening the OSAGO contract term to one month. The remark came during a meeting with party deputies and was delivered through the press service of the government.

The gathering was part of the wider effort to prepare the government’s yearly report to the State Duma. Mishustin emphasized that the bill introducing a flexible duration for OSAGO would benefit drivers who operate vehicles only during specific seasons or who are seeking ways to curb insurance costs for various reasons.

Earlier, traffic police officials floated a proposal titled Appendix “Utilities. Automated OSAGO policy control function” to streamline oversight and administration of insurance agreements.

In September 2021, the Ministry of Digital Transformation rolled out the Gosuslugi.Avto service. This platform enables motorists to display an electronic version of the vehicle registration certificate (STS) to a traffic police officer via a QR code. While current road traffic regulations require possession of the original STS, the system marks a shift toward digital proof. Subsequently, it became possible to present the driver’s license to traffic authorities in an electronic format as well, reflecting ongoing modernization of verification procedures.

Observers note that these developments fit into a broader strategy to simplify compliance for drivers while maintaining robust oversight of motor insurance. Supporters argue that shorter OSAGO terms could reduce monthly costs for seasonal drivers and those who need shorter insurance commitments, while regulators stress the need to ensure consumer protection and clear documentation for all insured parties. Analysts also highlight the potential role of digital platforms in facilitating quicker verifications and reducing administrative friction at checkpoints. The conversation continues as lawmakers weigh the balance between flexibility for customers and maintaining consistent risk assessment standards across the system, with additional discussions anticipated in the forthcoming sessions of the State Duma. Attribution: official government communications and policy briefings.

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