The Central Bank of Russia has explicitly rejected the proposal from the Russian Union of Auto Insurers to allow the use of used parts in OSAGO repairs. The regulator emphasizes that there is no clear, robust mechanism to guarantee road safety when used components are involved. Moreover, using secondhand parts without the claimant’s consent could trigger a sharp rise in disputes over the quality and performance of the installed elements and the overall repair work. This stance reflects a precautionary approach to consumer protection, insurer accountability, and road safety standards that are currently prioritized by the central authority.
Officials with the Central Bank have already communicated this position to the professional community and various interested departments. The message aims to align stakeholders around safety-first practices and to prevent ambiguity in repair quality assessments, warranty coverage, and the determination of liability in case of post-repair issues. The regulator’s involvement underscores the need for clear rules and reliable verification processes in any program that touches vehicle safety and financial responsibility during OSAGO repairs.
The idea to permit used parts emerged from Evgeny Ufimtsev, the chairman of the RSA, who argued that secondhand components could reduce repair costs and potentially accelerate service timelines. The proposal envisions testing the concept within Primorsky Krai as an experimental pilot in the first quarter of the coming year, subject to regulatory approvals and the establishment of concrete safety and quality standards. If implemented, the experiment would include strict oversight, documented consent from car owners, and a framework for assessing long-term outcomes related to safety, durability, and consumer satisfaction. Stakeholders across insurance, repair networks, and consumer advocacy groups would likely participate to monitor performance, share data, and evaluate whether broader adoption could occur in other regions.
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