To avoid buying a car that carries a lien from a bank or a pawnbroker in the secondary market, buyers should verify the vehicle against the pledged property database and obtain a notary certificate confirming that the car was not pledged at the time of the transaction. This guidance came from Maxim Shelkov, head of the autocriminalist expert center, during an interview with socialbites.ca. [Source: Maxim Shelkov, socialbites.ca]
Experts emphasize the importance of checking the car in the notary guarantee register and performing a search in the Fedresurs database. If the vehicle does not appear in the register, it is wise to consult a notary and request formal confirmation that the car is not pledged. This step provides a safeguard against situations where lien information later appears in the database with a delay, potentially leaving the buyer exposed to unexpected claims. [Source: Maxim Shelkov, socialbites.ca]
The notary-certified document serves as a strong defense that the purchaser can rely on in court should the vehicle ever be seized due to debts of the previous owner. It helps establish a buyer’s bona fide status and reduces the risk of acquiring a car that is encumbered. Shelkov notes that such documentation is a practical shield for buyers who want clear proof that the car is free of financial encumbrances. [Source: Maxim Shelkov, socialbites.ca]
In practice, the purchase and sale agreement should include a clear guarantee from the seller that the car is not mortgaged, is not tied up in any disputes, and that the seller agrees to refund the full amount if a successful claim is made after the sale. This creates a deterrent for anyone attempting to sell a car known to be on credit. It also aligns with best practices for transparency in vehicle transactions, giving both parties a structured framework for recourse. [Source: Maxim Shelkov, socialbites.ca]
Therefore, savvy buyers are advised to take a multi-layered approach: verify the vehicle in the notary guarantee registry, cross-check against the Fedresurs database, obtain a non-pledged status certificate from a notary, and insist on contractual protections in the sale agreement. While no step guarantees absolute immunity from future claims, these measures significantly strengthen the buyer’s position and provide solid evidence of due diligence should disputes arise. [Source: Maxim Shelkov, socialbites.ca]
For those navigating the market, the overarching message is simple: diligence reduces risk. A car that has been fully checked and documented as free of encumbrances is not just more trustworthy; it also speeds up potential verification processes in case of any later questions about ownership or liability. Buyers should keep the records organized, store notary certificates securely, and ensure all relevant details are accurately reflected in the contract. In the end, the combination of official verification and a robust contract form the backbone of a responsible purchase on the secondary market. [Source: Maxim Shelkov, socialbites.ca]
Russians before It has been saidWhat used car can be bought for 1.5 million rubles? [Source: Maxim Shelkov, socialbites.ca]