João Félix Loan Talks and Atlético Madrid’s Financial Calculations

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The London club appears poised to bring in the Portuguese talent, according to Daily Record reports.

The future of João Félix remains undecided. While Atlético Madrid previously stated that no talks were underway with any club, current coverage in the English press highlights interest from Manchester United, Arsenal, and Chelsea in the Portuguese attacker. In fact, Daily Record has in recent hours suggested Chelsea has opened negotiations for a loan move. The proposal reportedly involves a loan through June 30, with Chelsea aiming to cover a loan fee of around 11 million euros and sustaining Félix’s wages through the end of the season. If negotiations advance and the loan is completed, Atlético Madrid could be open to discussing a future transfer once the loan term ends.

The economic terms of a plausible loan

To permit a six‑month loan, Atlético Madrid has indicated a rental fee aligned with a half‑year period. Félix’s annual amortization is 18 million euros, derived from an overall signing value of 127 million euros spread over a seven‑year contract. This structure implies a loan fee around 9 million euros, effectively representing a 50 percent share of the annual cost. In practical terms, the borrowing club would owe roughly 3.5 million euros net for six months, equating to about 7 million euros gross up to June. Consequently, Atlético would anticipate a transfer value close to 16 million euros if a full sale were pursued. The Daily Record reiterates that a six‑month loan could total roughly 11 million euros, covering the fee plus Félix’s salary through the season’s end, a figure Chelsea would reportedly be willing to shoulder.

Unresolved amortization and the financial cliff edge

João Félix represented the largest ever investment by Atlético, acquired for 127 million euros with a seven‑year commitment and a 350‑million euro release clause. The depreciation costs quoted for Félix sit at 18 million euros per year. After four seasons with the club, Atlético still has to absorb roughly 54 million euros in remaining amortization. This financial backdrop makes negotiations for his departure particularly consequential. The English press has begun to indicate that Félix’s exit could be imminent, potentially through a loan arrangement to Chelsea that would not include an option to buy at the end of the term. The dynamic remains fluid, with Chelsea reportedly prioritizing a temporary move that could position them to reassess a longer‑term relationship with the player should the situation evolve.

Cited: Goal

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