Support for unemployed individuals aged 52 and older remains a crucial component of social protection. The State Public Employment Service subsidy directed at this demographic provides a steady income stream for those over 52 who are without work, helping them stay financially afloat while they approach retirement.
The subsidy for citizens over 52 is issued as government financial assistance. Its intent is to ensure a reliable income for people in this age group until retirement is reached, offering stability during a pivotal career stage.
The eligibility rules to receive this support are as follows:
- They have turned 52 years old.
- They are registered as an active job seeker.
- They have at least 15 years of SSI contributions.
- They meet the contributory retirement requirements, regardless of age. Previously, beneficiaries were required to opt for early retirement, but that constraint was removed and the worker can choose to retire early or receive benefits until retirement age.
- Their income must not exceed 75% of the Minimum Interprofessional Wage (SMI), excluding Social Security contributions.
The subsidy amount is 480 euros per month. This represents 80% of the IPREM and is maintained until retirement age as long as the applicant continues to meet all requirements.
Additionally, the subsidy includes a preparatory contribution to social security pension. Currently, this contribution equals 125% of the minimum contribution. This provision has been a focal point in political debates, with discussions about adjustments to contributions for new beneficiaries. As of recent proposals, some changes were suggested to gradually reduce contributions to 105% by 2027, a move that has faced opposition from some parties. The final framework may depend on ongoing policy decisions.
When can people over 52 receive help?
According to official guidance, the subsidy is paid in monthly installments over 30 days, typically between the 10th and 15th of the month following the accrual. In most cases, funds are deposited into the bank account designated by the recipient, provided the account is active and accessible.
Recipients should note that the chosen financial institution must collaborate with Social Security for subsidy payments.
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Can I get help for people over 52?
Yes, but it is exceptional. The State Public Employment Service may authorize cash payments through the cooperating financial institution in specific justified circumstances.
- When a compelling situation exists and the payment to the account would cause significant harm or delay, SEPE may opt to avoid direct deposit.
- If the worker presents a valid personal situation where a deposit could cause serious harm, SEPE may consider alternatives. The decision rests on the information in the file and may vary by case.
- Examples of accepted personal situations include safety concerns related to gender-based or domestic violence that require protecting the individual’s identity, verified by appropriate authorities.
- If the worker cannot open a checking account, SEPE may approve alternative payment methods after assessment.
- If SEPE authorizes payment with a receipt, the reasons must be clearly stated and justified in the file.
These provisions are designed to ensure that the program remains flexible for individuals facing unusual or critical circumstances while continuing to support those who meet the standard eligibility criteria. References to policy details are provided by the official administration with attribution to the relevant authorities.