Bankinter is increasing its backing of Spanish business projects by accelerating their passage through the Next Generation EU programme. The bank has renewed its European funds service with a range of targeted financial solutions designed to align with the European Commission’s approved aid framework.
The objective is to help companies structure their initiatives within the approved Next Generation EU framework. To this end, they can access Next Generation EU Loans, which offer favorable financing for the portion of the investment not covered by European aid. It is common for grants not to cover every cost required to initiate a project.
To bridge this funding gap, businesses can choose among multiple options for repayment terms and amortization methods. This flexibility allows projects to start sooner and evolve with the company’s cash flow.
Moreover, where European support is contingent on launching a specific business project, Bankinter provides prepayment of the subsidy as a viable solution. The bank has already extended this option to clients, enabling quicker project kickoffs.
Next Generation EU Guarantees also streamline project processing. Companies gain access to both national and international guarantees, which are often prerequisites for receiving the aid granted. For those with an existing collateral line at Bankinter, the process can be completed more quickly and entirely online, further reducing friction in securing funding.
Further information about these products is available on Bankinter’s website in the dedicated section on European funds: Business Finance | NGEU | Banker Companies. The bank’s advisory and support services have been evolving for nearly a year and now benefit a growing number of clients.
An important bet with advisory service
From the outset, Bankinter has emphasized assisting Spanish companies to access European support, contributing to the broader advancement of the national economy. The program’s advisory support was launched almost a year ago as a specialized service for businesses navigating Next Generation EU. By January, more than a thousand companies were using the service; three months later, usage rose by sixty-seven percent, reaching eighteen hundred companies.
To bolster the advisory service, Bankinter partnered with FI Group, a leader in European fund management that accounts for a large share of eligible reports for tax relief programs. FI Group is known for its high success rates in securing aid through programs administered by the Center for Industrial Technological Development (CDTI) and other authorities. The FI Group operates internationally with hundreds of offices and thousands of employees, underscoring the breadth of the bank’s support network.
The advisory service is provided at no charge to client companies until they receive assistance, and it includes help with project configuration and preparation, technical support, and submission of applications in relevant public windows. It also offers audits of the funding’s verification and the economic justification of the aid obtained, ensuring compliance and transparency throughout the process.
34 agreements in total with business associations
Bankinter has also signed a total of 34 agreements with a wide range of sectors to provide comprehensive consultancy on European funds and to bolster financial support through its Next Generation EU offerings. The collaborative framework aims to streamline access to expertise and resources, enabling more empresas to participate in this programme and maximise the impact of European funding on their growth strategies.